Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 04/30/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

4.05^%_APY

National Average

0.60^%_APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

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Here’s how multiple savings accounts can help you reach your financial goals.

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These options are great places to stash money from a bonus, inheritance and more.

Here are scenarios for when each choice – paying down debt or saving – makes more sense.

Here’s everything you need to know about high-yield savings accounts.

Ghost of Halloween uses a laptop to surf the Internet

Don’t let the fear of saving leave you in the dark. Avoid these 10 savings mistakes.

Despite inflation and expenses, there are ways to increase your emergency savings.

How to save on baby costs and avoid common financial mistakes made by new parents.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

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Money market funds are available from several different brokers and fund managers.

Our top 5 picks scored highly for access, range of products and digital options.

Earn more on your business cash with high-yield accounts offering competitive APYs.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Business women discussing project at table in modern office

Business money market accounts offer higher yields while maintaining access to funds.

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Find the right business savings account to help your company’s money grow.

Person working at table with computer, drinking coffee and looking at smartphone

Learn why you need to check your APY.

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New Bankrate data shows money is the No. 1 factor negatively impacting mental health.

A father multi-tasks with his young son.

Savers, here are strategies to invest in CDs.

If you don’t have a bank account, check-cashing services offer access to your money, at a cost.

Big banks pay just 0.01% APY while online banks offer 4.4%. Your $10,000 could earn $897 more over two years. Learn how to switch without changing banks.