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Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Budgeting tips

A couple budgets together.
Bankrate offers 18 ideas for stretching your budget to save money.
Young man working on finances at home. He has a laptop open and is using a calculator.
If your discretionary income is low, you could pay $0 on your federal student loans.
Woman sitting on a sofa looking at her laptop
Our guide tackles the basics of disposable income and how you can use it to budget.

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Latest articles

A large pile of cash next to a padlock
A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.
A graph showing an upward trend from 2025 to 2026. The trendline is made of cash
If you have $10,000 to invest in a CD right now, here’s how much you could earn.
Illustration of cash under a beach umbrella
Here’s how much $10,000 in a high-yield savings account can earn you.
A person takes a picture of a check.
Depositing a check using a smartphone is easy and can save you a trip to the bank.
Young woman using an ATM
Here’s how to find the nearest ATM in MoneyPass’s fee-free ATM network.
Fantasy image of a robot hand holding a phone with real cash falling out of the screen
For many of us, saving money feels like an uphill battle.
a chase bank in washington dc
Looking for a nearby Chase Bank location or ATM? Here’s how to find the closest ones.
Fed Chair Jerome Powell speaks at a news conference.
Rates are falling, and finance pros say it may be time for Americans to rethink some strategies.
Person shopping at grocery store choosing oranges in the supermarket
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
Illustration of construction workers on a roof
An emergency fund is an essential part of a solid financial plan.
Rainy day and emergency funds differ but together provide a sound financial plan.
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It’s important to find the right accounts for your emergency savings.
illustration of money growing on trees
Here’s a helpful guide to how much you need in savings over the course of your life.
Calendar of 2023
Use this challenge to stash more cash toward your savings goals.
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Creating a timeline is a useful way to plan and meet all your financial goals.
Young woman using a laptop with credit card while relaxing at home
Financial goals are measuring sticks that apply to any area of your money management skills that you’re looking to improve.
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Here’s how to save an extra $100 monthly with simple changes.
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These five banking apps can help you save money even on a tight budget.
A mid adult woman sits at the counter in her kitchen and uses a laptop computer for online banking while managing her personal finances.
Don’t wait for the next Fed meeting to see where rates go before opening a deposit account.
A woman and daughter work together
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
Senior couple sitting at the kitchen table looking at digital tablet and recalculating their expenses.
Consider a savings account with an APY above the inflation rate.
Happy woman reacting to news from her laptop
Here are five ways automatic transfers can make growing your savings easy.
man sitting on the couch at home working on his laptop
Having multiple bank accounts has its perks but keeping them organized is key.
young woman working on her laptop
A savings account is a useful financial tool for building a stable financial future.
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