RVs and motor homes are a great way to explore the country. Whether you want to take a road trip, a family camping trip or are ready
to change your lifestyle and become a full-time RV resident, it is important to look into financing options for your RV.
Camping is one of the most popular outdoor activities in the United States. But why pitch a tent when you can stay comfortably in a RV?
Demands for RVs have increased year after year and will only continue to grow.
RVs feature just about every amenity you would want for traveling across country, or for your next family getaway.
There are many great benefits of using a personal loan for the purchase of an RV.
Consider financing all or part of your RV with a personal loan. You can get rewarded with a great interest rate for a history of responsible
credit usage and a good debt-to-income ratio.
With a personal loan you can get low, fixed rates with a set payment schedule. You can make extra payments any time or pay off the loan
entirely without any penalty.
You can also use a personal loan to refinance an existing RV loan into a shorter term, lower payment or a better interest rate. It's
possible your credit score could have improved since taking out the original loan. In that case, you should check your rate.
Unlike a home equity loan or line of credit, a personal loan is unsecured, meaning your RV or another asset will not be used as collateral.
Unsecured RV Loan Rates
Provided by the best personal loan companies
The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in
what order products appear. This table does not include all companies or all available products. Bankrate does not endorse or recommend
as low as
Major Purchase Rates from 5.99% to 14.49% APR* w/AutoPay
No FEES or prepayment penalties
Joint applications welcome
Loans from $5,000 - $100,000
**Your APR may differ based on loan purpose, amount, term, and your credit profile.
Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding.
Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply.
Advertised rates and terms are subject to change without notice.
†You can fund your loan today if today is a banking business day, your
application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and
electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking
information; and (3) complete the final verification process.
6.24% - 7.63%
Serious Savings: Borrow $5,000 - $100,000 at variable rates that start at 4.75% APR and fixed rates that start at 5.95% (with Autopay).
No Fees, No Catch: No application or origination fees, and no prepayment penalties. What you see is what you get.
Easy Application Process: Simple online application and access to live customer support 7 days a week.
SoFi Member Benefits: If you lose your job, we'll temporarily pause your payments and help you find a new job.
Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME
WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet
SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you
must have a responsible financial history and meet other conditions. If approved, your actual rate will be within
the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible
financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime
without notice and are subject to state restrictions. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636.
*Fixed rates from 5.95% APR to 12.99% (with AutoPay). Variable rates from 4.75% APR to 11.35% (with AutoPay). Loans
are not available to residents of IL, MS, and NV. Maximum interest rate on loans for residents of AK, NH, OK, TX and
WY is 9.99% APR. Personal loans not available to residents of Michigan who already have a student loan with SoFi.
Personal Loans Minimum loan amount is $5,000. Residents of AZ, MA, and NH have a minimum loan amount of $10,001.
Residents of KY have a minimum loan amount of $15,001. Variable rates not available to residents of AK, CO, CT, HI,
KS, NH, OK, SC, TX, VA, WY. SoFi rate ranges are current as of March 14, 2016 and are subject to change without
notice. Interest rates on variable rate loans are capped at 14.95%. See APR examples and terms. Lowest variable rate
of 4.75% APR assumes current 1-month LIBOR rate of 0.45% plus 4.30% margin. Not all applicants qualify for the lowest
rate. If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet
other conditions. Your actual rate will be within the range of rates listed above and will depend on a variety of
factors, including evaluation of your credit worthiness, years of professional experience, income and other factors.
For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized
and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases.
The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments
by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for
periods in which you do not pay by automatic deduction from a savings or checking account.
Exceptional customer service
Low fixed APR1 starting at 7.16%
Decisions as fast as 24 hours1
Get your money the next business day1
1 Subject to credit score, debt to income, and LTV, based on client response times and/or client
preference. Your APR may differ based on amount, term, and your credit profile. Conditions and limitations apply.
Advertised rates and terms are subject to change without notice.
Flexible financial tool to help you meet your goals
Loan amounts from $1,000 to $35,000
No prepayment penalties, no hidden fees
Compare personal loan offers and save
Annual Percentage Rates presented are estimated and were created based upon information entered by the consumer and through analysis
of information publicly available at lendingclub.com. The estimated APR presented does not bind Lending Club or any lender originating
loans through the Lending Club platform. The range of APR available through Lending Club is 5.99% to 32.99%. Only borrowers with
excellent credit will qualify for the lowest rate available. Your actual APR depends upon credit score, loan amount, loan term, credit
usage and history. All loans are subject to credit review and approval.
8.52% - 8.68%
Loan amounts from $1,000 - $50,000
Rate from 5.67% - 29.99% APR
Get your rate in 2 minutes - without affecting your credit score!
No prepayment penalties or hidden fees
This offer is conditioned on final approval based on our consideration and verification of financial and non-financial
information. Duplicate offers received as a result of multiple injuries by the same person are void. This offer may
be accepted only by the person identified in this offer and legally able to enter into a contract for the extension
of credit and a U.S. citizen or permanent resident and currently a resident in the US. You may be eligible for loan
amounts from $1,000 to $50,000, subject to final loan approval. The minimum loan amount is $6,000 for borrowers in
Ohio and $7,000 for borrowers in Massachusetts. APRs range from 5.67% - 29.99%. Not all applicants will qualify.
Loan approval, APR and loan amount will be determined based on your credit, income and other information provided
in the application. Closing your loan is contingent upon you meeting our eligibility requirements, our verification
of your information and your agreement to all of the terms and conditions on the www.upstart.com website. If you
accept your loan by 5 PM ET (except weekends and holidays) you will receive your funds the next business day.
Education-related loans are subject to a mandatory 3 business day waiting period, following the applicant’s acceptance
of the loan terms.
6.99% - 9.99%
$309 - $323
Fixed-rate personal loans up to $35,000
No origination fees. No closing costs. No pre-payment penalties.
Funds sent directly to you or your creditors (your choice)
This is not a firm offer of credit. Apply with Discover Personal Loans to receive your decision (hard credit pull
required). Any results displayed are estimates and we do not guarantee the applicability or accuracy to your
specific circumstance. Your APR will be between 6.99% and 24.99% APR based upon creditworthiness at time of
**Rates range from 6.99% up to 24.99% APR. Rates are based on creditworthiness at time of application.
6.50% - 10.80%
$306 - $326
Personal loans ranging from $4,000 to $25,000
No Prepayment penalties or hidden fees
Get your rate in minutes by applying online
We are focused on providing fairer and faster loans for individuals at the start of their careers
Terms and Conditions apply. Borrower must be a U.S. citizen with a valid bank account and SSN. The estimated APR presented is an estimate and is not guaranteed. Approval for a loan and your actual interest rate will and will depend on your credit profile and other information obtained at the time of application. Loans are made by Cross River Bank and are not available in all states.
5.99% - 8.99%
$760 - $795
Streamlined process for personal and business funding
10 years in business with an "A+" Accredited Rating with the Better Business Bureau
No upfront cost or obligation
Rates starting at 5.99%
Final rates and terms are based on credit and income analysis. Finance Factory is not a direct lender.
6.00% - 6.31%
Low fixed rate personal loans from $2,000 to $35,000
No impact to your credit score for checking your rate
Rates from 5.99% to 36%
No prepayment penalties or hidden fees
APRs presented are estimated and were created based upon information entered by the consumer and through analysis of
information publicly available at Prosper.com. The estimated APR presented does not bind Prosper. The range of APR
available through Prosper is 5.99% to 36%. Only borrowers with excellent credit qualify for the lowest rate
available. Your actual APR depends upon credit score, Prosper Rating, loan amount, loan term, credit usage and
history. All loans are subject to credit review and approval. All loans made by WebBank, member FDIC.
*Assumptions are based on a 36 month term debt consolidation loan.
Ready to get matched to lenders for your unsecured RV loan?