Homeowners Insurance

Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.

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Quick Facts

$382/year

average savings through Bankrate

2 out of 3 homes

are underinsured

1 out of every 20

insured homes makes a claim each year

100% of homes

need insurance before getting a mortgage

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Home Insurance Basics

Types of homeowners insurance

Bankrate’s full guide to the different types of homeowners insurance.

8 min read

How much homeowners insurance do I need?

Not sure how much home insurance to buy? Bankrate can help.

10 min read