Homeowners Insurance

Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.

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Insuring your home

Determine how much insurance you need

Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.

More about home insurance coverage

Compare home insurance companies

Get a feel for your options so you how know how to choose the best carrier for your home.

Choosing an insurance carrier

Get customized quotes for your home

Find out exactly what you can expect by getting accurate insurance quotes from top carriers.

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Explore coverage add-ons

Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of

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Purchase your home insurance

Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.

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Home Insurance Reviews

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Review our top home insurance picks of 2025

Our internal banking experts evaluated hundreds of popular financial institutions, using a robust methodology to find this year's best banking experiences, rates and offers.

Reviews from top homeowners insurance providers

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Insurance Reviews

Home Insurance Basics

Learn how to switch home insurance companies, even if you have a mortgage.

Knowing how to read your home insurance policy could save you thousands.

Securing your home could net you home insurance discounts. Here’s some affordable ways.

Learn about the most common homeowners insurance claims and state-by-state costs.

A parent sits on the stoop in front of their home with one baby child in their arms and another, toddler, drawing with chalk on the walkway.

Wondering how much homeowners insurance you need? Bankrate can help.

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Home insurance is for more than bad weather. Learn how your policy protects you.

Home Insurance News

Find news, resources, and advice about homeowners insurance.

Weather related home insurance coverages to consider

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Wildfires are more dangerous than ever. Bankrate shares some tips on how to prepare.

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Don’t wait for a hurricane to check your homeowners insurance coverage.

Bankrate helps homeowners understand windstorm insurance and what it covers.

A woman with a facemask applies hand sanitizer while looking over a binder of information.

Being a wise money manager can be challenging even in normal times. Now, over a year after the COVID-19 crisis was declared a pandemic, the personal finances of many people are still being disrupted. If [...]

Young black woman teleconferencing with co-workers

For a majority of the population, the COVID-19 pandemic has had a significant impact on their lifestyle. Although the vaccine is being distributed, we still have a long way to go until things return to [...]

Homeowners Insurance

Compare home insurance rates

Insuring your home

Determine how much insurance you need

Compare home insurance companies

Get customized quotes for your home

Explore coverage add-ons

Purchase your home insurance

Home Insurance Reviews

Review our top home insurance picks of 2025

Reviews from top homeowners insurance providers

Home Insurance Basics

How to switch home insurance companies

How to read a homeowners insurance policy

How to secure your home on a budget

Homeowners insurance statistics and facts

How much homeowners insurance do I need?

What does homeowners insurance cover?

Home Insurance News

Weather related home insurance coverages to consider

How to protect your home from wildfire

Does homeowners insurance cover hurricane damage?

Windstorm insurance: how it works and who needs it

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