Homeowners Insurance

Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.

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Quick Facts

$382/year

average savings through Bankrate

2 out of 3 homes

are underinsured

1 out of every 20

insured homes makes a claim each year

100% of homes

need insurance before getting a mortgage

Leaving so soon? Your custom quotes are just minutes away.

Home Insurance Basics

Keep home insurance cost down

Home insurance might be a necessary expense, but here’s how you can save.

How much homeowners insurance do I need?

Wondering how much homeowners insurance you need? Bankrate can help.

Homeowners insurance rates by state for 2023

Home insurance costs and considerations vary by state. Bankrate explains.

Types of homeowners insurance

Bankrate’s full guide to the different types of homeowners insurance.

Home Insurance Resources

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Renters Insurance Resources

Related Topics

Easily insure your rental with a few key resources.

Bankrate has resources to make your renters insurance search seamless. Our insurance knowledge can help you find the best rental insurance and understand your coverage options.

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