Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
How much homeowners insurance do I need?
14 min read
What does homeowners insurance cover?
9 min read
How to read a homeowners insurance policy
8 min read
How to switch home insurance companies
10 min read
Weather related home insurance coverages to consider
Latest Articles
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Does homeowners insurance cover snow damage?
Not sure whether your homeowners insurance policy covers snow damage? Bankrate has the answer.
4 min read Dec 14, 2022 -
What do builder warranties cover?
A limited variety of things, for a very limited time.
3 min read Dec 12, 2022 -
Roof insurance
Not sure how roof insurance works? Bankrate breaks down this type of coverage.
9 min read Dec 01, 2022 -
What does renters insurance cover?
As a renter of a home or apartment, you may be considering whether it’s worth the cost to purchase a renters insurance policy. Renters insurance is a type of coverage that is designed to provide financial [...]
7 min read Nov 30, 2022 -
What is sinkhole insurance?
Considering sinkhole insurance for your home? Bankrate covers what you need to know.
6 min read Nov 30, 2022 -
Florida windstorm insurance
The top cause of homeowners insurance losses in the U.S. is wind and hail, which accounted for 45.5 percent of the claims made in 2020, according to the Insurance Information Institute (Triple-I). In Florida, [...]
6 min read Nov 18, 2022 -
How to create a home inventory
Whether you own a home or condo, or you rent an apartment, you likely have a lot of stuff. And it’s likely not just clothes, appliances and electronics, but also kitchen utensils, picture frames and [...]
7 min read Nov 15, 2022 -
California earthquake insurance
Learn how earthquake insurance may help you as a California resident.
5 min read Nov 10, 2022 -
Homeowners insurance for other structures
How are detached structures, like a garage or shed, covered? Bankrate explains.
5 min read Nov 07, 2022 -
Does homeowners insurance cover dog bites?
Wondering whether your homeowners insurance covers dog bites? Bankrate has the answer you’re looking for.
4 min read Oct 07, 2022