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Homeowners Insurance

Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.
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Insurance Disclosure, LLC is a licensed insurance producer (NPN: 19966249). services are only available in states where it is licensed. may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Quick Facts
average savings through Bankrate
Two Thirds
2 out of 3 homes
are underinsured
Insurance Home
1 out of every 20
insured homes makes a claim each year
Circle Check
100% of homes
need insurance before getting a mortgage

Leaving so soon? Your custom quotes are just minutes away.

Insuring your home

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Determine how much insurance you need

Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later. 

More about home insurance coverage
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Compare home insurance companies

Get a feel for your options so you how know how to choose the best carrier for your home.


Choosing an insurance carrier
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Get customized quotes for your home

Find out exactly what you can expect by getting accurate insurance quotes from top carriers.


Get a home insurance quote
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Explore coverage add-ons

Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of

Learn more about add-ons
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Purchase your home insurance

Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.

Learn how to buy home insurance

Reviews from top homeowners insurance providers

Rating: 4.1 stars out of 5
Bankrate Score
Rating: 2.9 stars out of 5
Bankrate Score
Rating: 2.6 stars out of 5
Bankrate Score

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Easily insure your rental with a few key resources.

Bankrate has resources to make your renters insurance search seamless. Our insurance knowledge can help you find the best rental insurance and understand your coverage options.

Renters Insurance Resources

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