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Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
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Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.
Editor’s note: This is a transcript of the audio file.
Almost half of consumers receive daily deals and coupons from websites like Groupon, many of these people are finding they are overspending because they don’t want to miss out on a deal. I’m Lucas Wysocki with your Bankrate.com Personal Finance Minute.
A good deal might not always be a smart buy, especially if it’s money you would otherwise be saving. Daily deals play on the feeling that you’re missing out if you don’t buy the daily coupon . People will find money to spend if it means they are getting a great discount. The problem here is when you go outside of your budgeted spending just to take advantage of a deal. In reality, you’re the one being taken advantage of. The solution is simple. Be picky!
If the coupon is not for something you would regularly purchase, think twice before buying. Carefully consider whether the coupon will actually save you money, or cause you to spend when you otherwise wouldn’t. Also, make sure you get the service your coupons promise. If you have a bad experience, many sites will offer a refund on your coupon.
For more money saving tips, visit Bankrate.com, I’m Lucas Wysocki.
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