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Editor’s note: This is a transcript of the audio file.
Almost half of consumers receive daily deals and coupons from websites like Groupon, many of these people are finding they are overspending because they don’t want to miss out on a deal. I’m Lucas Wysocki with your Bankrate.com Personal Finance Minute.
A good deal might not always be a smart buy, especially if it’s money you would otherwise be saving. Daily deals play on the feeling that you’re missing out if you don’t buy the daily coupon . People will find money to spend if it means they are getting a great discount. The problem here is when you go outside of your budgeted spending just to take advantage of a deal. In reality, you’re the one being taken advantage of. The solution is simple. Be picky!
If the coupon is not for something you would regularly purchase, think twice before buying. Carefully consider whether the coupon will actually save you money, or cause you to spend when you otherwise wouldn’t. Also, make sure you get the service your coupons promise. If you have a bad experience, many sites will offer a refund on your coupon.
For more money saving tips, visit Bankrate.com, I’m Lucas Wysocki.
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