Stop scammers in their tracks

Here are 8 more ways to safeguard your identity.

1. If you’re moving, contact all your creditors and update them of your address changes immediately. You don’t want credit information and new credit cards being delivered to the wrong address. Likewise, if your credit card expires and you don’t receive a new one, call your creditor immediately.

2. Limit the number of credit cards you carry. The fewer cards you have, the easier it is to track them. Plus don’t carry other important identity documents except when needed.

3. Don’t provide your Social Insurance number, bank account number or credit card number to anyone who contacts you through telephone solicitation.

4. If you’re shopping with an online merchant for the first time, look for the Trust-e symbol or a Better Business Bureau online seal. These indicate the seller has been independently audited and deemed trustworthy.

5. Place the contents of your wallet on a photocopy machine. Copy both sides of your license and credit cards so you have all the account numbers, expiration dates and phone numbers if your wallet or purse is stolen. Store the copy in a safe place.

6. After applying for a loan, credit card, rental or anything else that requires a credit report, request that your SIN on the application be truncated or completely obliterated and your original credit report be shredded before your eyes or returned to you once a decision has been made. A lender or rental manager needs to retain only your name and credit score to justify a decision.

7. Don’t sell or give away your old computer without
permanently reformatting, or “wiping,” the hard drive clean of all your personal information.

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Protect your identity