Editor’s note: This is a transcript of the audio file.

Summer vacation is here, and it’s time to decide on where to go and where to stay. I’m Rose Raymond with Bankrate.com’s Personal Finance Minute and some tips on finding a home, sweet vacation home.

Before selecting a house, think about the location. If it’s a beach town, is it important the house be right on the beach? Are there certain attractions you want to be near? Do you want a short drive to the airport?

Don’t be afraid to call the home’s owner. He can tell you if the home is in a remote location or down the street from a McDonald’s.

Most houses list the number of bedrooms and bathrooms, but you should ask how many people the house sleeps, the size of the rooms and what amenities are available.

Make a list of vacation home must-haves. A dishwasher, cable channels and Internet connection may be vital, a hot tub not so much. And find out if you must bring your own linens.

When you’re ready to sign a contract and make a deposit, first review the paperwork. It may include payment, cancellation and deposit provisions.

For more vacation travel tips, go to Bankrate.com. I’m Rose Raymond.