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Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
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Editor’s note: This is a transcript of the audio file.
Do you track your spending against a budget? Bankrate.com recently polled Americans on that very question as part of the monthly Financial Security Index. I’m Kristin Arnold with your Bankrate.com Personal Finance Minute.
We’re joined now by Greg McBride, senior financial analyst for Bankrate.com. Greg, what did Bankrate find out about Americans and their budgeting habits?
“Just 58% of Americans track their spending against a monthly budget and the reason this is important is that budgeting establishes a roadmap towards savings, which most people don’t have nearly enough of as we found out last month.”
And how are Americans feeling about their overall financial security?
“Jobs and savings are the real sore spots. The feelings about both are at the lowest levels of the year. Job growth is very weak, unemployment is high, incomes are stagnant…you put all that together and it’s really taking a toll on American’s feelings about their financial security.”
To see more of Bankrate.com’s Financial Security index, log on to Bankrate.com. I’m Kristin Arnold.
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