Editor’s note: This is a transcript of the audio file.

If you’re struggling financially and don’t think you can afford to give to charity, remember, good things can come in small packages. I’m Clark Palmer with your Bankrate.com personal finance minute.

There are plenty of ways to give back on a budget. The next time you’re at the store and the cashier asks you if you want to donate one dollar to charity, say yes.

Also, sign up for a credit card or debit card that supports charitable causes such as the Make-a-Wish Foundation or the World Wildlife Fund.

You can even collect all that loose change in your car and in between the sofa cushions, exchange the change for bills and donate to the charity of your choice.

The next time you’re on Facebook or Twitter, check for charity deals you can share with friends. Last October, Discovery Bay games and the Make-A-Wish Foundation introduced “10,000 Likes to Support Wishes” campaign.

If you can’t donate money, donate time. Cook meals at a local homeless shelter or foster rescued cats or dogs. Donate skills too. For instance, writers can help write grant letters.

For more tips on charitable giving, visit Bankrate.com. I’m Clark Palmer.