Editor’s note: This is a transcript of the audio file.

When money is tight you don’t have to give up dating. Cheap and even free dates can be just as memorable without taking a big chunk out of your paycheck or creating credit card debt.

I’m sheyna steiner with your Bankrate.com personal finance minute.

It’s not hard to find inexpensive date ideas. For instance, seek out free cultural events.

Bookstores and college campuses often host authors and celebrities to sign books and give lectures. Or plan a date around free days offered weekly, monthly or annually at museums.

You don’t have to go hungry on dates either. It’s possible to dine with discounts. Restaurant coupons are an option, or another way to save money when eating out is to go to a restaurant offering buy one get one free specials on certain nights. Or make it a breakfast or lunch date at a trendy restaurant. Those meals tend to be less expensive than dinner.

For established couples, getting together with friends is always important. Instead of one couple hosting a big dinner party, plan a potluck style dinner so everyone can contribute.

For more on this and other personal finance issues, visit Bankrate.com. I’m Sheyna Steiner.