Your plan for 12 days of financial gift-giving


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Looking for a holiday gift idea for those youngsters in your life?

This year, give the gift that keeps on giving: a new financial tool.

Since most of us focus on spending rather than saving or investing during the holiday season, you won’t find most of these gift ideas in a toy catalog.

Instead, as a shopping aid, we’ve enlisted the guidance of three financial education experts for suggestions on 12 days of monetary magic for the kids in your life: Laura Levine, president and CEO of Jump$tart Coalition for Personal Financial Literacy, based in Washington, D.C.; Leslie Linfield, executive director emeritus and founder of the Institute for Financial Literacy, based in South Portland, Maine; and Patricia Seaman, senior director of marketing and communications for the National Endowment for Financial Education, based in Denver.

Read on to see their picks for the holidays. Five golden rings not included.