Using credit to your advantage

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here’s an explanation for

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Look inside
6 steps to credit card serenity
Don’t lose sleep fretting about your credit card balances. Bring balance to your life with these simple steps.
  5 balance transfer trip ups
Moving expensive debt to a card with a lower interest rate makes sense, but tread carefully.

Improve credit score

Unhappy with your credit score? Boost it by following these three steps.
  Smart ways to use credit
Four ways to put your credit cards to work on your behalf.
View take action archive >>