Using credit to your advantage

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6 steps to credit card serenity
Don’t lose sleep fretting about your credit card balances. Bring balance to your life with these simple steps.
  5 balance transfer trip ups
Moving expensive debt to a card with a lower interest rate makes sense, but tread carefully.

Improve credit score

Unhappy with your credit score? Boost it by following these three steps.
  Smart ways to use credit
Four ways to put your credit cards to work on your behalf.
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