At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here’s an explanation for

Look inside
The human side to debt
Debt affects more than the balance sheet; it interferes with peace of mind and other important things.

Debt life stages

The debt treadmill typically starts from youth and continues on through life, sometimes into the not-so-golden years.
  Spending trade-offs
Spending has become way too easy. Here’s how to counter the forces that can hurl you to self-destruction.
View overview archive >>