Jean Chatzky tackles retirement questions

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Jean Chatzky knows a few things about personal finance. As a best-selling author she’s helped millions of people overcome their money problems and debt dilemmas. Plus, she reaches out to the economically woebegone masses every day as a finance editor for “Today” on NBC, as a columnist for the New York Daily News and as host of a daily show on the “Oprah and Friends” station on XM radio.

She brought her considerable expertise to bear for Bankrate readers, answering some of their most pressing retirement questions. Click on the links below to read the entire questions as well as her replies.

Click on a question to read Jean Chatzky’s reply
Will my Social Security payments be based on my ex’s salary?
I am retired. Can I withdraw 6 percent from my portfolio annually?
How can I sell my house and buy a new one without renting …?
Why should I put money into my 403(b) if it can lose money?
I’m 53 with no retirement fund. What can I do?
How can I incorporate my rental properties into my retirement plan?
My financial adviser wants me to put some of my funds in annuities…
How do I assess and plan for inflation over the course of my retirement?
I moved my 401(k) savings to a money market account. Now what?
My husband and I are in our 40s, saving money, and we need your help!