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Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.
Your first meeting with a prospective financial planner should be a free consultation — a chance for you to ask questions about credentials and get a feeling for his or her style of communication. At a loss for what you should ask? Use the questions below as a guideline:
What experience do you have?
What are your qualifications?
What licenses do you hold?
Are you registered as an investment adviser?
What services do you offer?
What is your approach to financial planning?
Will you be the only person working with me?
How will I pay for your services?
How much do you typically charge?
Do you get additional compensation or financial incentives for selling particular products?
Could anyone besides me benefit from your recommendations?
Do you have an affiliation with a broker/dealer?
Do you insist on managing client assets, or are you willing to give advice to clients who wish to maintain control over their own brokerage account(s)?
Have you ever been publicly disciplined for any unlawful or unethical actions in your professional career?
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