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Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
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Author (“The Real Stars”), actor (“Ferris Bueller’s Day Off”)
Fame & Fortune Q&A:
Bankrate: Thanks to your books, we now know exactly how to ruin our financial lives. Any advice on how to succeed financially?
Ben Stein: There are three smart things you should do. One, save right now. Start immediately, start today. Two, start thinking about your retirement right away, even if you’re 20 years old. Three, buy your first house, and when you’ve got that in control financially, buy a second house, then a third house, then invest in broadly diversified mutual funds like index funds, but prepare for your retirement by buying variable annuities. Variable annuities, especially the newest kind where there are no surrender fees or large sales charges and they’re guaranteed to grow, say, 4 percent to 5 percent each year no matter how the stock market does. Those are great things.