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Please think about your net worth, or your total assets including any real estate equity minus your debts. Compared to 12 months ago, is your net worth:
Twenty-six percent of those 50 and older say their net worth is lower today than a year ago, compared to about 16 percent of those younger than 50.
Nearly 3 in 10 men (28 percent) say their net worth is higher, compared to 20 percent of women.
About 3 in 10 college grads and those with some college say their net worth is higher, but 18 percent of those with a high school diploma at most said the same.
Last year in 2011, the market was basically flat.
Lisa Fox, CFP
Director of financial planning at South Texas Money Management in Austin, Texas
I am not surprised by the results. It is in line with what I hear from clients during our discussions. Last year in 2011, the market was basically flat, so therefore, the majority of clients feel their net worth is about the same, not higher and not lower, than a year ago. In addition, real estate values are stable, not increasing by much in the last year. So, while clients may not feel totally secure about their financial future and the state of our economy, they also do not feel less secure than they did a year ago.
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