Credit Card Basics
 
 Understanding the fundamentals
Sponsored by
Bank of America
   
TABLE OF CONTENTS
Chapter 1: Match card and lifestyle
The smart consumer selects the card that matches his or her spending and payment habits.
Read on.
 
Chapter 2: Credit reports and scores
Here’s how to order and read your credit reports and how your credit score is affected by the reports.
Read on.
 
Chapter 3: Costs and fees
You found a credit card with a great low interest rate. Good for you. Now, what about the fees?
Read on.
 
Chapter 4: Managing your cards
You pay promptly and never go over the limit. But, do you know your consumer rights?
Read on.
 
Chapter 5: Using credit wisely
S
avvy spenders use credit carefully. Discover when it’s smart to pull out a card and when it’s not.
Read on.
 
Chapter 6: Special-need card users
Here are the cards best for first-time applicants, students and for those with bruised credit.
Read on.