Bankrate Data Center
Since 1976, Bankrate has been the go-to source for personal finance data: trusted by journalists, researchers and consumers alike. By combining rate tracking insights across decades with consumer sentiment from our proprietary surveys, we’ve provided 360-views of financial trends for more than 40 years.
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For decades, our exclusive Bankrate Monitor (BRM) National Index has provided Bankrate experts and media direct access to rate averages.
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Keep tabs on consumer sentiment changes with survey data
Discover changes in how people view key economic measures, including their own finances, through Bankrate’s detailed survey data.
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How long would your emergency savings last?
Surveying U.S. adults since 2011
Last updated: May 16, 2025
Emergency savings
How would you pay for a $1,000 unplanned expense?
Surveying U.S. adults since 2018
Last updated: Dec 6, 2024
Emergency savings
Do you have more credit card debt or emergency savings?
Surveying U.S. adults since 2011
Last updated: Jan 3, 2025
Credit card debt
What is your biggest financial priority?
Surveying U.S. adults since 2018
Last updated: Jan 3, 2025
Personal finance
How long have you carried a credit card balance?
Surveying U.S. adults since 2019
Last updated: Nov 13, 2024
Credit card debt
How do you prefer to invest your money?
Surveying U.S. adults since 2013
Last updated: Jan 17, 2025
Investing
What is your personal finance outlook this year?
Surveying U.S. adults since 2018
Last updated: Nov 6, 2024
Personal finance
What are your financial goals?
Surveying U.S. adults since 2018
Last updated: Nov 6, 2024
Personal finance
How do you define the American dream?
Surveying U.S. adults since 2021
Last updated: Mar 4, 2025
Homeownership
What's holding you back from homeownership?
Surveying U.S. adults since 2021
Last updated: Mar 4, 2025
HomeownershipThe latest Bankrate data studies by category
A majority (81%) of Americans did not increase their emergency savings this year
It can be a smart strategy, provided you understand what you’re risking.
Despite progress in recent years, there’s still a gender gap in retirement planning.
Americans don’t want to talk about money, but there can be drawbacks to staying quiet.
Many Americans are worried they won’t get their full Social Security benefits.
A discouraging housing market has some aspiring homeowners ending their home search.
The gender pay gap impacts all women, but not in the same way.
Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.
A majority (81%) of Americans did not increase their emergency savings this year
Americans don’t want to talk about money, but there can be drawbacks to staying quiet.
Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.
Financial regrets are widespread, but fewer Gen Zers have one this year.
Looking to boost your savings in today’s economy? Try these not-so-obvious tips.
A new Bankrate survey shows how distant financial security feels for many Americans.
A new Bankrate analysis shows mothers earned 31 percent less in wages than fathers in 2023.
New Bankrate data shows money is the No. 1 factor negatively impacting mental health.
It can be a smart strategy, provided you understand what you’re risking.
A discouraging housing market has some aspiring homeowners ending their home search.
More than half of U.S. homeowners say there’s no mortgage rate that would make them comfortable with selling their home this year.
While most homeowners are happy with their choice, many feel some level of remorse.
Aspiring homebuyers need an annual household income of nearly $117,000 to afford the typical home in the U.S., according to a new Bankrate study.
Almost half of homeowners in a new Bankrate survey say they’d need mortgage rates to fall below 5 percent in order to feel comfortable buying a home this year.
Millennials lead the charge in solo home purchases and buying with friends and family, defying norms
Homebuying is shifting across generations, particularly amid housing affordability issues.
Nationwide, the typical home costs nearly 37 percent more to buy than to rent on a monthly basis.
Survey: 50% of holiday shoppers will begin before Halloween, 54% report feeling financially burdened
How early is too early for holiday shopping? People are starting as early as August.
Where you live affects how far your holiday budget can stretch.
Average retail credit card interest rates hit a record high of 28.93 percent.
What would you do this holiday season to save money on your vacation?
You can earn rewards at the gas pump with a gas rewards credit card. We’ve picked some card options that offer impressive rewards rates and that could help you save money, especially with current gas [...]
Summer isn’t over yet, but now is the best time to plan ahead for holiday travel.
More Americans are carrying more credit card debt than ever. The costs can be steep.
Efforts to reduce or eliminate junk fees might just lead to higher prices across the board.
The gender pay gap impacts all women, but not in the same way.
A new Bankrate survey shows how our childhood influences our money habits.
Women outnumber men at college, but they’re under-represented among top-paying degrees.
That $100K salary goes a lot further in some metros than others. Here’s why.
Middle-income Americans often don’t feel financially secure, despite their salaries.
Weeks before the election, most people feel pessimistic about where the economy is headed.
People are impulsively spending hundreds on products seen on social media.
Do you earn side money? More than 1 in 2 Gen Zers and millennials have side hustles.
Extreme weather is impacting our finances in unexpected ways.
The average cost of full coverage car insurance after an at-fault accident is $3,299 per year — a massive 43 percent increase compared to drivers with a clean record, according to Bankrate’s analysis [...]
Over the past sweltering summer, 72% of Americans had higher electric bills.
Trusted industry voices backed by Bankrate data
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Federal Reserve holds interest rates steady: What that means for mortgages, credit cards and more
Citing Bankrate’s credit card & savings rate data
More Americans have brighter outlook on state of finances for next year: survey
Featuring Bankrate’s Financial Outlook survey
What the Fed’s Rate Policy Means for Your Finances
Citing Bankrate’s credit card & savings account data