Bankrate Data Center
Since 1982, Bankrate has been the go-to source for personal finance data: trusted by journalists, researchers and consumers alike. By combining rate tracking insights across decades with consumer sentiment from our proprietary surveys, we’ve provided 360-views of financial trends for more than 40 years.
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For decades, our exclusive Bankrate Monitor (BRM) National Index has provided Bankrate experts and media direct access to rate averages.
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Keep tabs on consumer sentiment changes with survey data
Discover changes in how people view key economic measures, including their own finances, through Bankrate’s detailed survey data.
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How long would your emergency savings last?
Surveying U.S. adults since 2011
Last updated: May 16, 2025
Emergency savings
How would you pay for a $1,000 unplanned expense?
Surveying U.S. adults since 2018
Last updated: Dec 6, 2024
Emergency savings
Do you have more credit card debt or emergency savings?
Surveying U.S. adults since 2011
Last updated: Jan 3, 2025
Credit card debt
What is your biggest financial priority?
Surveying U.S. adults since 2018
Last updated: Jan 3, 2025
Personal finance
How long have you carried a credit card balance?
Surveying U.S. adults since 2019
Last updated: Nov 13, 2024
Credit card debt
How do you prefer to invest your money?
Surveying U.S. adults since 2013
Last updated: Jan 17, 2025
Investing
What is your personal finance outlook this year?
Surveying U.S. adults since 2018
Last updated: Nov 4, 2025
Personal finance
What are your financial goals?
Surveying U.S. adults since 2018
Last updated: Nov 4, 2025
Personal finance
How do you define the American dream?
Surveying U.S. adults since 2021
Last updated: Mar 4, 2025
Homeownership
What's holding you back from homeownership?
Surveying U.S. adults since 2021
Last updated: Mar 4, 2025
HomeownershipThe latest Bankrate data studies by category
Even before inflation, Americans struggled to save for the future.
Some borrowers are struggling to make payments — or skipping them altogether.
Americans have negative feelings about tipping — that it’s gotten out of control.
Many Gen Zers and millennials are relying financially on their parents.
The most common sign of financial success is living comfortably, Americans say.
Millennials lead the charge in solo home purchases and buying with friends and family, defying norms
Homebuying is shifting across generations, particularly amid housing affordability issues.
Nationwide, the typical home costs nearly 37 percent more to buy than to rent on a monthly basis.
36 percent of Americans plan to go into debt to travel this summer.
A majority (81%) of Americans did not increase their emergency savings this year
A new Bankrate analysis shows mothers earned 31 percent less in wages than fathers in 2023.
On average, Americans have kept the same bank accounts for over a decade.
Paying down debt is a top financial goal for Americans next year.
Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Even small contributions to savings can substantially add up — if you give it time.
It can be a smart strategy, provided you understand what you’re risking.
Almost half of homeowners in a new Bankrate survey say they’d need mortgage rates to fall below 5 percent in order to feel comfortable buying a home this year.
48 percent of cardholders are in debt, down slightly from earlier this year.
Americans have negative feelings about tipping — that it’s gotten out of control.
36 percent of Americans plan to go into debt to travel this summer.
Many Americans plan to spend more — and even go into debt — for fun this year.
The “yours, mine and ours” approach can minimize spending conflicts between partners.
Survey: 50% of holiday shoppers will begin before Halloween, 54% report feeling financially burdened
How early is too early for holiday shopping? People are starting as early as August.
Where you live affects how far your holiday budget can stretch.
What would you do this holiday season to save money on your vacation?
The gender pay gap impacts all women, but not in the same way.
Women outnumber men at college, but they’re under-represented among top-paying degrees.
That $100K salary goes a lot further in some metros than others. Here’s why.
Trusted industry voices backed by Bankrate data
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Federal Reserve holds interest rates steady: What that means for mortgages, credit cards and more
Citing Bankrate’s credit card & savings rate data
More Americans have brighter outlook on state of finances for next year: survey
Featuring Bankrate’s Financial Outlook survey
What the Fed’s Rate Policy Means for Your Finances
Citing Bankrate’s credit card & savings account data