The United℠ Business Card review: United perks for small-business owners
Snapshot
4.3
Bottom line
This business card can offer solid value for United fans, but it may not be the most rewarding option for occasional travelers looking to maximize their earnings on everyday business purchases.
Best for United benefits
on Chase's secure site
See Rates & FeesIntro offer
Earn 75,000 bonus miles
Rewards Rate
1x - 2x
Annual fee
$0 Intro annual fee for the first year, then $150 Annual Fee.
Regular APR
19.99% - 28.49% Variable
4.3
Bankrate score
Rewards value
APR
Rewards flexibility
Features
Why you'll like this: Its diverse mix of everyday bonus categories makes it easy to earn United miles even without spending a ton on flights.
Reward Details
Card Details
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The United℠ Business Card Overview
Small-business owners who tend to fly with United can find a lot of value in this card. Its welcome offer is solid, and the card’s travel perks make it one of the better airline business credit cards available.
That said, this card’s ongoing rewards rates aren’t especially impressive. It doesn’t earn much on everyday spending, so it’s not an ideal choice if you only travel occasionally or aren’t looking for United-specific perks. A general travel card may be a more practical and lucrative choice if it boasts higher rewards rates on everyday spending and more flexible point redemption options, especially if it lets you transfer points to other airlines.
What are the pros and cons?
Pros
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Travel perks like the first free checked bag and the yearly United Airlines statement credit can help you quickly offset the annual fee.
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Cardholders earn United miles for everyday business purchases.
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Great travel benefits.
Cons
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This card’s annual fee could be difficult to offset with rewards alone if you aren't able to use the perks.
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No intro APR on purchases or balance transfers.
