Susan G. Komen® Cash Rewards Visa® credit card from Bank of America
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In other branding efforts, like the MLB Cash Rewards Mastercard from Bank of America, Bank of America slaps a different logo on the front of its Bank of America Cash Rewards cards and calls it a day. Everything else about the two cards is identical.
The Susan G. Komen Cash Rewards Visa credit card, also known as the Pink Ribbon BankAmericard Cash Rewards credit card, is a bit different. On top of the standard rewards the Cash Rewards banner comes with, the issuer also pledges to make a donation to the breast cancer research and charity foundation Susan G. Komen.
This card’s most direct competition is the Blue Cash Everyday from American Express, another card that doesn’t charge an annual fee. Both cards offer extra rewards on gas and supermarket spending.
The Komen card offers 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, 2% cash back at grocery stores and wholesale clubs and 1% back on everything else.
Who should get this card
This card is good for someone who wants an easy-to-follow cash-back card that rewards them for typical household spending. There are no rotating categories to keep track of and if you have a bank account and/or brokerage account with Bank of America or Merrill Lynch, the rewards value starts to exponentially increase.
This card may also be good for anyone looking to make a big purchase and wants the flexibility to pay it off over time as it comes.
You’ll get a 0% APR introductory offer on purchases and any balance transfers for the first 12 billing cycles (for balance transfers made in the first 60 days of account opening). After that, a variable APR of 16.24% to 26.24% will apply. A 3% fee (min $10) applies to all balance transfers.
Fees and APR
- Enjoy a 0% APR period for the first 12 billing cycles for purchases and any balance transfers made within 60 days of account opening. Following the introductory period, a standard variable APR of 16.24% to 26.24% will apply, there’s also a 3% fee (min $10) applies to all balance transfers.
- You’ll pay no annual fee
- There is a balance transfer fee is 3% of each transfer ( minimum $10).
- After one late payment, a penalty APR may apply indefinitely and there’s a late payment fee of up to $39.
- There’s a foreign transaction fee of 3% on all purchases made outside the U.S.
Extras, perks and using rewards
Cash-back rewards can be redeemed at any time in any amount as either a statement credit, deposited to your Bank of America bank account, or used to buy gift cards through Bank of America’s online shopping portal.
Preferred Rewards clients can get an even bigger bonus — ranging from 25% to 75% depending on your Preferred Rewards status.