Advice for People with Bad Credit
A card for bad credit can be a useful tool when working on rebuilding credit. Some even come with rewards. With responsible card use and improved credit, you can eventually apply for cards with more competitive rates and benefits. Discover expert tips and resources to help you get started.
Bad credit basics
Helpful guides
All Bad Credit Resources
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Northern states tend to have higher credit scores
Your credit score is a measure of financial responsibility. These states have the highest average credit scores.
4 min read Dec 23, 2022 -
Credit scores in 2022: Statistics and how to build your credit
Credit may seem difficult to understand, but building it is easier than you think.
9 min read Mar 07, 2023 -
Best hotel credit cards for bad to fair credit
People with bad or fair credit can use hotel credit cards to earn rewards on stays.
5 min read May 02, 2023 -
5 things you should know before you co-sign a credit card
Agreeing to co-sign for a loved one may feel good, but it’s a really stupid idea.
6 min read Aug 26, 2022 -
Best of Genesis Financial Solutions card services
Genesis Financial Solutions provides credit card options for those with poor credit.
3 min read Aug 08, 2022 -
How does getting married affect your credit score?
Before marriage, make sure your finances aren’t entangled if there are credit issues in your past.
6 min read Jan 24, 2023 -
Best Credit One credit cards
Credit One focuses on card options for limited credit histories, poor credit and fair credit.
5 min read Feb 17, 2022 -
Top 10 Causes of Debt
These top 10 causes of debt are putting — and keeping — many Americans in the red.
3 min read Feb 15, 2024 -
Ready for romance? A low credit score could mean dating difficulties
Many see a poor credit score as a dating turn-off, Bankrate’s survey finds.
3 min read May 12, 2020 -
How do I get out of a co-signed loan?
There is one sure way to take your name off a co-signed loan. But many can’t do it.
2 min read Jun 26, 2020 -
How long will car repo hurt my credit?
A car was repossessed and your marriage was a wreck? Here’s a road map for credit repair.
2 min read Feb 19, 2021 -
Don’t hurt co-signer’s credit by filing bankruptcy on car loan
Someone was nice enough to co-sign on your car loan. Don’t burn them by filing bankruptcy.
3 min read Feb 03, 2021 -
Buy a car to rebuild credit post-bankruptcy?
It’s important to rebuild your credit after bankruptcy, but make sure to do it the right way.
2 min read Mar 11, 2021 -
How to protect parents from creditors?
Aging parents with bad credit are easy prey for creditors. Here’s how to protect them.
2 min read Feb 03, 2021 -
I’m young and have bad credit. What do I do?
If you’ve made financial missteps early, here’s some advice to help you establish credit.
3 min read Jan 24, 2023 -
Spend a windfall or squirrel it away?
With debts and desires, is it your destiny to spend a windfall? Here’s hoping you’ll say no.
3 min read May 15, 2024 -
Signs your spouse may be ripping you off
Marital secrecy can put love and money on the rocks. Learn from these real-life cases.
5 min read Mar 11, 2022 -
Managing debt 2011
Debt management won’t be a burden if you have a plan. Our special feature can help.
Feb 28, 2011