Advice for People with Bad Credit
A card for bad credit can be a useful tool when working on rebuilding credit. Some even come with rewards. With responsible card use and improved credit, you can eventually apply for cards with more competitive rates and benefits. Discover expert tips and resources to help you get started.
Bad credit basics
Helpful guides
All Bad Credit Resources
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6 types of bad credit loans and their uses
People with bad credit may be able to qualify for certain types of bad credit loans.
5 min read Aug 05, 2024 -
Should you use a home equity loan to pay off an auto loan?
Probably not. Here are all the pros and cons to consider.
6 min read Aug 14, 2024 -
How to manage debt with a balance transfer card
Make a plan to pay off a balance transfer before its promotional period ends.
8 min read Sep 30, 2024 -
How to negotiate debt with credit card companies
Come prepared to your credit card debt negotiation.
10 min read Jul 26, 2024 -
8 ways to refinance a mortgage with bad credit
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
9 min read Aug 27, 2024 -
What to do when you get sued for credit card debt
What to do when you’re sued for credit card debt, including how to settle credit card debt before going to court.
6 min read Jul 26, 2024 -
Should you cancel an unused credit card?
It might seem counter-intuitive, but sometimes you should keep a credit card, even if you don’t use it. Cancelling credit cards can damage your credit rating.
6 min read Jul 24, 2024 -
How to get a car loan with bad credit: 10 tips for finding the best
Shopping around is important if you’re seeking a car loan with bad credit.
6 min read Sep 09, 2024 -
The best places for finding auto loans with bad credit
This guide explores where to buy a car with bad credit to get the best deal.
4 min read Jul 18, 2024 -
Easiest credit cards to get
Even with poor credit, fair credit or no credit, you may qualify for these cards.
5 min read Jun 28, 2024 -
6 tips on how to apply for a credit card with bad credit
Learn how to get approved for a credit card with bad credit.
4 min read Jun 26, 2024 -
How to get a business credit card with bad personal credit
If you have a lower credit score, a business card isn’t necessarily out of reach.
10 min read Jun 26, 2024 -
How does a debt management plan affect applying for loans?
A debt management plan shouldn’t prevent you from getting credit.
3 min read Jun 14, 2024 -
How to use the Mission Lane Visa Card
If you’re trying to improve your credit, the Mission Lane Visa card might help.
5 min read Jun 14, 2024 -
Best business credit cards for bad credit
If your credit is poor, you may have to get a secured business credit card first.
4 min read Jul 10, 2024 -
Hard money lending: Guide to hard money loans and lenders
These loans appeal to house flippers or those with unusual situations.
9 min read May 21, 2024 -
How long does a bankruptcy stay on your credit report?
A bankruptcy will stay on your credit report for a number of years depending on when you actually filed as well as the type of bankruptcy.
4 min read Apr 30, 2024 -
You can refinance a car loan with bad credit — but should you?
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
5 min read Jun 18, 2024 -
Petal 1 vs. Discover it Secured
Would the secured Discover it card or unsecured Petal 1 card work better for you?
5 min read Apr 23, 2024 -
How to remove a co-signer from a car loan
A lender may not let you remove a car loan co-signer without refinancing.
4 min read Sep 16, 2024