Advice for People with Bad Credit
A card for bad credit can be a useful tool when working on rebuilding credit. Some even come with rewards. With responsible card use and improved credit, you can eventually apply for cards with more competitive rates and benefits. Discover expert tips and resources to help you get started.
Bad credit basics
Helpful guides
All Bad Credit Resources
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Can you get a balance transfer card with bad credit?
It can be difficult to qualify for a balance transfer card with bad credit.
5 min read Oct 08, 2024 -
How a car loan charge-off works — and how to avoid repossession
Find out what happens when a lender charges off an auto loan and how to keep your car.
5 min read Sep 16, 2024 -
Best credit cards after bankruptcy
Picking up a credit card after bankruptcy may seem like a huge risk, but this step could actually be crucial to your financial recovery.
8 min read Jul 22, 2024 -
What happens if you go over your credit card limit?
Regardless of the amount, spending beyond your credit limit is generally a bad idea.
4 min read Jan 17, 2024 -
How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
6 min read Jan 12, 2024 -
Best travel credit cards for people with bad or fair credit
These credit-builder cards can help drive down the cost of your next trip.
11 min read Aug 07, 2024 -
What to look for in a credit card for bad credit
Applying for a credit card with bad credit can be fraught. Here’s what to look for.
4 min read Jul 10, 2024 -
How a bad credit score can affect you
Lenders will view you less favorably if you have bad credit, but there’s hope.
5 min read May 13, 2024 -
Are unemployment benefits safe from wage garnishment?
Except in a few instances, unemployment benefits are exempt from garnishment.
3 min read Dec 07, 2023 -
Good debt vs. bad debt: How different debts affect your finances
Not all debt is bad. Or, for that matter, good. Find out the differences here.
3 min read Jun 25, 2024 -
Who is responsible for debt after divorce?
It may seem like the only way out, but divorce could actually make debt problems worse.
6 min read Dec 04, 2023 -
Can a debt collector repo your car?
Debt collectors can’t touch your car in most cases, but there are exceptions.
4 min read Jun 25, 2024 -
How soon can you file Chapter 13 after Chapter 7 bankruptcy?
A past Chapter 7 case won’t stop you from a future Chapter 13 bankruptcy.
2 min read Jun 25, 2024 -
Can creditors take your Social Security?
Social Security is protected from creditors in most cases, but there are exceptions.
6 min read Nov 16, 2023 -
The risks of spending money before or after Chapter 7 bankruptcy
Spending a lot before or after filing for bankruptcy could jeopardize your case.
4 min read Jun 25, 2024 -
What assets do I have to list in bankruptcy?
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
4 min read Nov 10, 2023 -
Can bankruptcy stop wage garnishment?
You don’t need a lawyer, but you do need to take these steps to protect pay through bankruptcy.
4 min read Nov 03, 2023 -
Can I use my car as collateral for a loan?
To use your car as collateral for a loan, you must have equity in it.
3 min read Oct 19, 2023 -
How to get a car repossessed if you can’t make payments
You can surrender your car in bankruptcy, but forcing the lender to take it back may be difficult.
3 min read Oct 19, 2023 -
What credit score is needed for Chase credit cards?
In most cases, your credit needs to fall in the “good” to “excellent” range.
2 min read Feb 10, 2023