Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Envelope budgeting

Zero-based budget

Create a home budget

Budgeting tips

A couple budgets together.

Bankrate offers 18 ideas for stretching your budget to save money.

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If your discretionary income is low, you could pay $0 on your federal student loans.

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Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

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Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.

Rainy day and emergency funds differ but together provide a sound financial plan.

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An emergency fund is an essential part of a solid financial plan.

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Comparing savings rates can ensure you get the best return on your savings.

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