Auto
Before setting your sights on your dream car it’s important to secure financing and insurance to ensure your vehicle is paid for and protected for miles to come.
Auto resources 101
Before setting your sights on a sedan or convertible, you must first sign off on the perfect auto loan for your financial needs. Take the following steps before getting behind the wheel of your new vehicle.
Shop around to find the best rate
Before you sign off on dealership financing, it is important to consider other sources of funding like banks, credit unions or online lenders.
Lock in a rate by getting preapproved
Preapproval gives you a firm idea of how much you will be spending each month and lets you compare offers from multiple lenders.
Be prepared for signing
To sign off on your new loan, you will likely need information like proof of income, address and insurance, along with your driver's license.
Begin making loan payments
You're now one step closer buying your vehicle! Now you'll just need to handle your monthly payments.
RECOMMENDED READING
Auto loan refinancing guide
How much car can I afford?
Auto loan reviews
Car insurance is a way to protect yourself financially if you are involved in a car accident or suffer a loss through fire, theft, vandalism or an act of nature. Car insurance is one of the most important parts of your financial portfolio, but how do you make sure you choose the best company for your needs?
Determine how much coverage you'll need
Evaluating your circumstances may help narrow down the selection of carriers and help you focus on one offering the coverage options you need.
Shop rates and compare quotes
Find the right provider for you by shopping around
Once you know your needs, you can begin seeking out insurance companies that might align with your circumstances.
Ready for your rates?
While the rates shown are a helpful starting point, they’re no substitute for personalized quotes. Answer a few questions to start your quotes in 3 minutes or less.
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Check reviews and ratings to see what others are saying
Verified third-party ratings available to take the guesswork out of finding companies with strong customer service and financial strength ratings.
Bankrate Award winners
Bankrate Rating = 4.4/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.0/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.7/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Find your best quote based on coverage
Comparing carriers highlights the difference in rates, but it also shows which carriers offer the coverage options and discounts you are looking for based on your needs.
Estimate your car insurance cost
Calculate your monthly car insurance payment
Get a quick estimate to make sure you're not overpaying.
Your estimate awaits...
Answer a few questions to reveal your payment
The results are in...
Your estimated payment
Ready for real rates?
Crunching the numbers...
An error occurred...
We're unable to estimate your payment
Ready for real rates?
Editor's Picks
How to get the best auto loan rate
9 min read
When is the best time to buy a car?
5 min read
Best cars for college students in 2023
5 min read
Best car insurance discounts
12 min read
Latest Articles
-
When will car interest rates start dropping?
Auto rates will likely not decrease this year. Consider how to still save.
4 min read Sep 20, 2023 -
Inflation’s impact on auto rates
Now is the time to prepare for raising costs.
4 min read Sep 20, 2023 -
How to save on auto loans despite a high federal funds rate
Fed hikes means higher rates — but there are still ways to save.
4 min read Sep 20, 2023 -
How the Fed affects auto loan rates
The Fed rate has a domino effect that can raise or lower auto loan rates.
3 min read Sep 20, 2023 -
The history of women and loans
Gender bias has long impacted women’s access to affordable loans and credit.
5 min read Sep 19, 2023 -
The cheapest car insurance for military families and veterans
Learn where to find the cheapest car insurance for active-duty military and veterans.
10 min read Sep 19, 2023 -
How to refinance your car loan
Refinancing your auto loan can get you a lower interest rate or lower car payment.
6 min read Sep 18, 2023 -
Returning to the office? Here’s how to prepare for your commute
Ease the RTO transition with tips for a less stressful commute.
8 min read Sep 18, 2023 -
What to do before applying for an auto loan
Getting the best financing for your new set of wheels requires time and research.
4 min read Sep 18, 2023 -
LightStream vs. PNC Bank: Which offers better auto loans?
Finding the right loan requires comparing more than just APR.
4 min read Sep 18, 2023