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Rhys Subitch

Editor, Deposits
  • 10
    Years of personal finance experience
CD Icon CREDENTIALS
  • Certified Financial Education Instructor (CFEI®)
Ribbon Icon EXPERTISE
  • Personal finance
  • Savings accounts
  • Personal loans
  • Debt consolidation
Education Icon EDUCATION
  • Bachelor of Arts in Sociology, University of Washington
  • Certificate in Editing, University of Washington

About the author

Rhys Subitch is a Bankrate editor who supports an editorial team dedicated to developing educational content about deposits products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, and recently expanded their expertise into consumer banking. You'll now find them reviewing and guiding readers through the ins and outs of high-yield savings accounts, checking accounts, certificates of deposit and more.

While Rhys has worked with loans, credit cards and insurance in the past, they have shifted to content revolving around everything banking, where they are continuing to develop their expertise. In the past decade, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company.

When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.

My favorite money tip

Being content with where you're at financially doesn't preclude bettering it later. Take steps to stabilize your situation by choosing key foundational products — like low- or no-fee checking and savings accounts — and lock in healthy habits before taking steps to build wealth.

Rhys's latest articles

  • First National Bank of America Review 2026

    Read our experts' review on First National Bank of America's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    2 min read Aug 29, 2026
  • Credible

    Credible is a comparison site that lets you get prequalified with multiple lenders.

    6 min read Aug 26, 2026
  • Huntington Bank Review 2025

    Read our experts' review on Huntington Bank's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    3 min read Aug 25, 2026
  • Edly Income-Based Loans

    Edly's income-based loans are best for students who don't need to borrow much.

    4 min read Aug 25, 2026
  • Earnest

    Earnest's many repayment options makes it a good option for student loan borrowers.

    6 min read Aug 25, 2026
  • Ascent

    You may qualify for an Ascent student loan even if you don't have a co-signer.

    7 min read Aug 25, 2026
  • USAA Bank

    One of the largest military-affiliated financial service companies in the nation, USAA offers competitive rates and fast funding on personal loans.

    5 min read Aug 24, 2026
  • Upstart Personal Loans

    Upstart is an online lender founded by former Google employees and lends to those with fair credit.

    6 min read Aug 24, 2026