Matthew Goldberg

Senior Consumer Banking Reporter
  • 22
    Years of experience
Ribbon Icon EXPERTISE
  • Consumer banking
  • Savings accounts and CDs
  • Personal finance
  • FDIC deposit insurance
Education Icon EDUCATION
  • Master of Business Administration, William Paterson University
  • Bachelor of Science (Mass communication with an emphasis in print journalism), Illinois State University

About the author
Matthew Goldberg is a senior consumer banking reporter at Bankrate where he uses his more than 13 years of financial services experience to help inform readers about their important personal finance decisions.

Nearly his entire career, since 1998, has either been as a reporter, editor or working in the banking and insurance industry. Matthew’s banking career includes being a banker in New York City and being a bank officer at one of the largest banks in the U.S. He first gained his experience with deposit products and auto loans while representing a Federal Deposit Insurance Corp. (FDIC) online bank.

His reporting career includes working as a staff reporter at two daily newspapers. He earned his first newspaper bylines in 1998. Matthew’s been interviewed on television news and radio stations across the U.S. Previously, he was a weekly panelist on the SportsWriter’s show on WGEM AM ESPN 1440 in Quincy, Illinois and an occasional co-host and call-in guest on WGEM SportsCenter.

Matthew is currently a member of the Board of Governors at the Society for Advancing Business Editing and Writing (SABEW), which is the world's largest and oldest organization of business and financial journalists.

He chairs the organization's training member engagement committee and the organization's investment task force. He also is on the SABEW finance committee. He has previously served on conference planning committees and has been a Best in Business contest judge for the organization.

Matthew’s writing has been honored by both the Illinois Associated Press Editors Association and the Illinois Press Association. His writing has also been featured online on MSN, Yahoo! Finance and in newspapers throughout the country.

Matthew beyond Bankrate

How top-yielding savings accounts are outpacing inflation in Seattle

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Takeaways from America’s second-largest bank failure

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What you should know about high yields at at robo advisor

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Matthew Goldberg talks about how to utilize a three-paycheck month

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Matthew wants you to know
It’s easy to get into a routine. But days turn into weeks and months turn into years. And every day you don’t have your savings in a high-yield savings account, you’re losing purchasing power by at least getting closer to keeping up with inflation. Over time, that really adds up.

Making good financial decisions enables people to get more out of life and I’m happy to contribute to that endeavor.

— Matthew Goldberg

Matthew's Picks

A picture of Charles Schwab brokerage building
6 MIN READ

Best brokerage account bonuses in October 2024

Have some extra cash you want to invest? Brokerages are rewarding new clients.

housing heat index - photo illustration of suburban home with rising yellow sun
8 MIN READ

Housing market heat shifts to Southeast

Metro areas in Georgia, Tennessee, Florida and North Carolina top the Housing Heat Index.

Chicago homes and skyline
3 MIN READ

This index shows where you should buy a home, and where you’re better off renting

See which markets are more likely to reward renting over buying, and vice-versa.

A line of people waits on food handouts in the sun
5 MIN READ

Survey: Those hit financially by COVID-19 paying 4 times more in bank fees

Those hit financially by the pandemic saw average monthly charges for their checking account of $11.41.

Matthew's latest articles

  • 10 year CD rates

    Locking up your savings for a decade in a 10-year CD may be a smart move in some limited circumstances.

    7 min read Oct 22, 2024

  • No Penalty CD Rates

    Find the best no-penalty CD rates for your savings goals. Bankrate simplifies the process by evaluating thousands of financial institutions to provide the most competitive certificate of deposit rates.

    8 min read Oct 22, 2024

  • Jumbo CD Rates

    Find the best Jumbo CD rates for your savings goals.

    12 min read Oct 22, 2024

  • 9 month CD rates

    For short-term saving, a nine-month CD may be a better option than a savings account.

    8 min read Oct 22, 2024

  • 1-Year CD RT

    Find the best 1-year CD rates if you have a short-term savings goal in mind.

    12 min read Oct 22, 2024

  • Credit Union CD Rates

    These credit unions pay nearly three times the average yield on 1 year CDs. Find the best 1-year credit union CD rates today.

    13 min read Oct 22, 2024

  • 2 year CD rates

    Shop around before you buy a two-year CD. The best rates for a certificate of deposit pay way more than the national average.

    8 min read Oct 22, 2024