Garrett Yarbrough

Writer, Credit Cards
  • 4
    Years of experience
  • 86
    Publications Written
Ribbon EXPERTISE
  • Credit card strategy
  • Credit card comparisons
  • Credit card rewards
  • Building credit
  • Credit scores
Education EDUCATION
  • Bachelor of Arts in English, Certification in Business and Technical Communication, Creative Writing minor | East Carolina University
  • Bachelor of Arts in History | East Carolina University

 

Garrett Yarbrough writes credit card reviews, comparisons and guides for Bankrate. He specializes in all things credit cards, and he has comprehensively researched the current market and past product offers for more than three years. Garrett thoroughly analyzes credit card terms, rewards programs, introductory offers and other card features to provide readers with the most insightful steps toward personal financial growth. He has also written and researched for major Bankrate features, including the latest credit card points and miles valuations, the 2022 through 2024 Bankrate Awards, the Spender Type tool, the Credit Utilization Calculator and the CardMatch™ Approval Odds tool.

Prior to joining Bankrate, Garrett worked as a copywriter at an ad agency, and then as a freelance writer. He joined NextAdvisor.com in 2020, where his credit card, credit monitoring and identity theft analysis were regularly featured.

When he’s not reviewing credit cards or detailing the latest developments in Bankrate’s best cards, you can find Garrett traveling, reading and stopping at every niche museum he sees along the highway.

Send your questions about credit cards to gyarbrough@redventures.com.

Find Garrett beyond Bankrate

Garrett wants you to know

As someone who began their personal finance journey not too long ago, I’ve seen firsthand the many credit-related misconceptions that family, friends and other credit builders hold. I noticed these stumbling blocks led several loved ones to avoid credit cards and base important life decisions on popular financial misinformation.

Using my background in analytical research and user-focused writing, I strive to make navigating credit cards and credit building smooth sailing for others who are new to credit.

Garrett’s recommended readings

Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.

— Garrett Yarbrough

Garrett's Picks

Woman looking at cell phone
5 MIN READ

Best credit cards with cellphone insurance

Protect your phone with the best credit cards for cellphone insurance.

young lady paying at a counter of a store with a card
8 MIN READ

Merchant category codes: How to earn more cash back

Merchant category codes can help consumers earn more with rewards credit cards.

couple looking out at the view on a lake
9 MIN READ

How much are points and miles worth in 2024?

See how far your rewards can take you with our data-backed valuations.

Business Owner Paying Bills Online
19 MIN READ

Best credit cards for business expenses

We break down the best cards for business rewards and perks.

Garrett's latest articles

  • Best Zero Interest Cards

    Find a top zero-interest credit card in 2024 to help finance big purchases and manage debt without paying interest with Bankrate.

    12 min read Sep 06, 2024

  • Mission Lane Visa® Credit Card

    Though it's relatively low-cost for an unsecured credit-building card, the Mission Lane Visa is pricier than most secured cards.

    10 min read Sep 06, 2024

  • Ink Business Preferred® Credit Card

    Business owners who have a lot of expenditures in the bonus categories can benefit from owning the Ink Business Preferred Credit Card.

    12 min read Sep 05, 2024

  • Costco Anywhere Visa® Business Card by Citi

    Although the great cash back rates are appealing, the limited benefits, inconvenient redemption method and required Costco membership could be deal-breakers.

    7 min read Sep 05, 2024

  • American Express® Gold Card

    It’s a lucrative card for food credits and valuable travel rewards on dining and U.S. supermarket purchases. However, it’s not the best for occasional travelers.

    17 min read Sep 04, 2024

  • Milestone Mastercard® - $700 Credit Limit

    It lacks the value rival credit-building cards offer. The high annual fee, low starting credit limit and few credit-building tools make it hard to justify.

    13 min read Aug 30, 2024