Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Low-income loans: Personal loans for a tight budget
Low-income loans exist but great rates are rarer.
6 min read Apr 15, 2024 -
How to get a debt consolidation loan with bad credit
If you plan to get a personal loan with poor credit, take these steps.
6 min read Apr 12, 2024 -
Common personal loan myths — and the actual facts you should know
Personal loans have grown in popularity. In these cities, you’ll find the best rates.
4 min read Apr 12, 2024 -
What is a good credit personal loan? And how do you qualify for one?
A credit score of 670 or higher means you’re likely eligible for a good credit loan.
7 min read Apr 11, 2024 -
Survey: 56% of buy now, pay later users have experienced issues like overspending and missing payments
Bankrate’s survey on buy now, pay later services reveals commonly experienced problems.
8 min read Apr 11, 2024 -
How to compare installment loan lenders and find the best offer
Find the best installment loan for your situation in 5 steps.
6 min read Apr 09, 2024 -
Choosing a debt consolidation lender: How to find the best
Here’s how to choose a debt consolidation loan that will help you save.
6 min read Apr 09, 2024 -
How to calculate loan payments and costs
Learn how to figure out how much interest you’ll pay and how you can save money.
11 min read Apr 08, 2024 -
What documentation is required for personal loans?
With no collateral required, you’ll be asked to prove that you can repay the debt.
7 min read Apr 08, 2024 -
What are instant loans? Everything you need to know
Consider some alternatives before getting an instant loan.
5 min read Apr 08, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham, a Certified Financial Education Instructor℠, has been a personal finance writer with Bankrate since 2020.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.