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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

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4.7
Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
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Writer and Consumer Lending Analyst

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Senior Loans Writer

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Senior Loans Writer

The latest

Outside of the Federal Reserve building
The Federal Reserve held rates steady at its January 2026 meeting.
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Bank of America does not offer personal loans.
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The reason you get a loan is personal, but it could affect which lender you select.
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If saving up isn’t possible, shop around for the emergency loan with the best rate.
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Low-income loans exist but great rates are rarer.
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Follow these tips to avoid falling prey to personal loan fraudsters.
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If you have bad credit and need to borrow money, don’t get a no-credit-check loan.
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