Tax refund center

Three out of 10 taxpayers intend to use their tax refund to pay down debt, according to Bankrate’s new tax poll. Tap these resources to shake off the debt shackles.

Using tax refund to pay down debt

10 ways to dump your debt

These great tips will help you gain control over your finances. The first step is to get a handle on what you owe.

Set up a financial plan

If you’re uncertain whether to allocate funds toward debt or toward an emergency fund, the answer is both. Follow this advice.

Getting hardship help

If you find yourself in debt up to your eyeballs, consider asking your lender for admission to a hardship program. Here’s what you need to know.

Debt management plan vs. bankruptcy

If you’re seriously in arrears with payments, you may be weighing these options. Debt Adviser Steve Bucci explains how both affect your credit score.

Reduce credit card debt

This calculator helps you strategize a debt payment plan for up to 10 cards. Gather your most recent statements and input the numbers to save thousands of dollars.

Find the best credit card for you

The best credit card may be one with a low interest rate if you carry a balance, or one that offers a lot of perks if you don’t. Take this quiz to see what’s right for you.