Debt Basics
Do you have too much debt?
Too much debt can impact your finances and credit. Find out how your balances stack up.
How to reduce your debt payments
These five debt reduction strategies can help eliminate your balances.
What is the difference between secured and unsecured debt?
Knowing the difference will help you determine which types of loans will work best for you.
Latest Articles
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Do my debts pass on to my kids after death?
Whether your debt will haunt your children depends on their liability for the accounts today.
2 min read Jan 18, 2021
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Debt consolidation loan vs. balance transfer credit card
Here are seven things to consider when deciding how to consolidate debt.
8 min read Jan 14, 2021
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How to consolidate debt without hurting your credit
Learn how to minimize negative changes to your credit score when consolidating debt.
4 min read Jan 13, 2021
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What is a reaffirmation agreement?
If you’re going through bankruptcy, you may want to reaffirm some of your debts.
3 min read Jan 13, 2021
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What is the Fair Debt Collection Practices Act (FDCPA)?
Know your rights when it comes to debt collection practices.
4 min read Jan 08, 2021
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Which debts can’t be discharged in bankruptcy?
Filing bankruptcy has some debt exclusions. These charges can usually be eliminated.
4 min read Jan 07, 2021
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How soon can you file Chapter 13 after Chapter 7 bankruptcy?
A past Chapter 7 case won’t stop you from a future Chapter 13 bankruptcy.
4 min read Jan 06, 2021
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5 ways to get out of debt
If you’re tired of being hounded by creditors, here’s a plan to help you break free.
5 min read Dec 23, 2020
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Discover balance transfer: A step-by-step guide
Here’s how to complete a balance transfer with a Discover credit card in just a few easy steps.
5 min read Dec 23, 2020
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How do I do an HSBC balance transfer?
A 0% balance transfer intro offer with an HSBC credit card can help you pay off a large balance on another card and avoid high APR.
4 min read Dec 23, 2020