Managing Debt

Latest Articles

• What is the difference between secured and unsecured debt?

  Knowing the difference will help you decide which types of loans work best for you.

  6 min read Aug 17, 2022

  

• Debt consolidation with a personal loan

  Using a personal loan to consolidate debt can simplify your financial life.

  6 min read Aug 17, 2022

  

• How to get out of debt with a low income

  Many people want to get out of debt but find themselves overwhelmed. Americans owe $5,221 and $17,064 on average in credit card and personal loan debt, respectively. Add car payments, medical bills and [...]

  5 min read Aug 26, 2021

  

• What is debt management?

  When you’d rather control your debt than have it control you, that’s debt management.

  7 min read Aug 16, 2022

  

• Tax debt relief: How to resolve your debt with the IRS

  If you’re struggling to pay the IRS, there are a few tax debt relief options.

  6 min read Aug 16, 2022

  

• Should I file bankruptcy for $12K debt?

  Bankruptcy isn’t a cure-all. You should avoid it if you can’t afford these consequences.

  5 min read Aug 12, 2022

  

• 3 steps to calculate your debt-to-income ratio

  DTI is your monthly debt divided by your gross monthly income. Here’s what to know.

  3 min read Aug 09, 2022

  

• How to use the debt avalanche payment strategy

  The debt avalanche method is a good way to tackle multiple debts.

  5 min read Aug 08, 2022

  

• Best balance transfer cards with no balance transfer fee

  Learn our picks for the best balance transfer cards with no balance transfer fee.

  7 min read Aug 01, 2022

  

• Home equity line of credit (HELOC) vs. home equity loan: How do they work?

  Know the differences between these products before you borrow against your equity.

  4 min read Jul 28, 2022