Debt Basics
Do you have too much debt? Understanding your debt and getting help
Too much debt can impact your finances and credit. Find out how your balances stack up.
Unsecured vs. secured debt
Knowing the difference will help you decide which types of loans work best for you.
How to reduce your debt payments
These five debt reduction strategies can help eliminate your balances.
Latest Articles
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3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
3 min read Sep 15, 2021
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Everything you need to know about balance transfer fees
Learn about balance transfer fees and how they affect your payments.
4 min read Sep 15, 2021
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7 tips for recovering from bankruptcy
Bankruptcy will cloud your credit, but with time and discipline, you can recover.
6 min read Sep 09, 2021
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How to use the debt avalanche payment strategy
The debt avalanche method is a good way to tackle multiple debts.
5 min read Sep 09, 2021
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Walking away from debt vs. filing bankruptcy
Learn how to protect your assets if you’re struggling with debt.
7 min read Sep 07, 2021
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How to get rid of debt without paying
Debt settlement options exist, but they may come with long-term ramifications.
6 min read Sep 02, 2021
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How late can you be on a Chapter 13 payment?
Being a week late on your bankruptcy payment is probably no big deal — in most cases.
3 min read Sep 02, 2021
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What to do if your lender will not repossess your car
You can surrender your car in bankruptcy, but forcing the lender to take it back may be difficult.
2 min read Sep 01, 2021
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What is debt management?
When you’d rather control your debt than have it control you, that’s debt management.
5 min read Aug 31, 2021
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What can creditors take in a bankruptcy?
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
6 min read Aug 31, 2021