Homebuyers might get a much-needed breather in December as mortgage rates stay relatively quiet, some experts predict. In other news, the government again bumped up the bar on loan limits, and more sellers are incentivizing weary buyers with rate buydowns.

A break for buyers this holiday

Mortgage rate watchers have had a tough time forecasting the market this year, but most now agree rates won’t change much in December — unless inflation rears its head. See our latest forecast for more.

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Conforming loan limits in 2023

The Federal Housing Finance Agency gifted us the 2023 conforming loan limits this week, raising the high end to over $1 million. If you’re on the cusp of a jumbo loan, review the limits for your area as you weigh your options.

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Get a lower rate, on the seller

So long, seller’s market. In an effort to woo buyers amid a market slowdown, some sellers are now buying down their mortgage rates for a year or two. Here’s how buydowns work.

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Sellers: Don’t show all your cards

Some disclosures can backfire. If you’re selling your home, avoid revealing these seven bits of information to prospective buyers.

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Will FHA finally cut insurance premiums?

For all their perks, FHA loans come with one serious downside: expensive mortgage insurance premiums. Will the FHA lower this cost for borrowers in 2023? The agency’s latest balance sheet might hint at the answer.

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