Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Editor's picks
What's new
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Can you use a personal loan to buy cryptocurrency?
While you may be able to use a personal loan to buy cryptocurrency, you may not want to.
3 min read Dec 21, 2022 -
Holiday spending in 2021
In 2021, it’s even more important to be strategic with holiday spending.
5 min read Nov 18, 2021 -
Survey: Only 11% of U.S. homeowners will use loans to cover home improvement projects
Despite high interest rates, most homeowners are using credit cards for renovations.
4 min read Jan 25, 2023 -
Get a personal loan today
Even if SoFi doesn’t offer you the best rate, the perks of being a SoFi member may make up for it.
3 min read Feb 27, 2024
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Featured Authors
Hannah Smith
Editor, Personal Loans
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera
Writer, Personal Loans
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham
Writer, Personal Loans and Debt Relief
Hanneh Bareham, a Certified Financial Education Instructor℠, has been a personal finance writer with Bankrate since 2020.
Rhys Subitch
Editor, Personal Loans, Auto Loans, and Debt
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.
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