Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Editor's picks
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Plastic surgery financing facts and statistics
Since the pandemic started and Zoom meetings became the new normal, Americans have become increasingly more aware of their appearance. In fact, a recent report by the American Society of Plastic Surgeons [...]
4 min read Feb 01, 2023 -
How to compare personal loans for bad credit
Take these steps to compare loans if you have bad credit.
3 min read Jan 31, 2023 -
How Goldman Sachs leaving personal loans affects your open loan
Marcus by Goldman Sachs has left the personal loan lending space. Here’s how it affects you.
2 min read Jan 06, 2023 -
The rising purchasing power of women: Facts and statistics
The aftermath of the holiday season can leave many consumers spending above their means. Some shoppers even consider taking out a personal loan to finance larger purchases. Data from Bankrate found that [...]
3 min read Jan 04, 2023 -
Citizens Bank personal loans: 2022 review
Citizens Bank no longer offers personal loans, but there are alternatives.
1 min read Dec 20, 2022 -
How to calculate debt-to-income ratio
Lenders want to see how much debt you have compared to your income before approving you for a loan. See how to calculate your DTI.
5 min read Dec 20, 2022 -
A complete guide to coronavirus hardship loans in 2022
Coronavirus hardship loans offer short-term relief for those who need help.
5 min read Oct 27, 2022 -
What is an unclassified loan?
Classified loans represent a potential default risk.
3 min read Sep 30, 2022 -
Financial support for Latino and Hispanic entrepreneurs
The biggest barrier facing Latino entrepreneurs is access to funding, but there are several opportunities to get the business capital needed.
5 min read Sep 06, 2022 -
Heritage travel: How to plan a family ancestry trip
Learn how to prepare for a trip to learn more about your family’s background.
4 min read Jul 26, 2022
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.