Home Improvement Loans

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Personal Loans Home Improvement Loans

Home Improvement Loans

Your home is an important part of your life, something you invest in and enjoy for a long time. When looking at all the ways you can remodel and improve your home, it is important to look at all your options for home repair loans and renovation loans.

Whether you want to make home repairs, remodel, buy new appliances, install a pool or just furnish your house, a personal loan makes it easy to finance any home improvement.

Taking advantage of a home improvement loan can add joy to owning a home and increase your property value. Using personal loans for home repairs can be done without depleting your home equity.

Whether you are building an addition, making repairs or updating a bathroom, a personal loan can be the smart way to finance these home improvements. Once approved, your loan is funded and you can use the money however you want.

Home Improvement Loans are great for

  • kitchen-remodel
    Kitchen Remodel
  • swimming-pool
    Swimming Pool
  • deck-fence
    Deck & Fence
  • solar

There are many benefits of a personal loan for home improvements.

  • A home improvement loan can be used to improve your home's value without using the equity in your home.

  • Unlike a home equity loan or line of credit, a personal loan is unsecured, meaning your home or another asset will not be used as collateral. Keep the equity in your home intact.

  • Fixed rates! Get low, fixed rates with a set payment schedule rather than putting home improvement expenses on a credit card.

  • More flexibility - You can use the loan for whatever you want on your house.

Home Improvement Loan Rates

Provided by the best personal loan companies

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Loan Amount APR Estimates Est. Payment*
$10,000 5.99% - 9.33% $304 - $320
  • For home repairs, remodeling and more
  • Get your cash in one lump sum
  • Fixed rates and payments
  • Improve your home's value without using the equity in your home
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Loan Amount APR Estimates Est. Payment*
$10,000 as low as 4.29% $297
  • Home Improvement Rates from 4.29% to 11.54% APR* w/AutoPay
  • No FEES
  • No home equity requirements
  • Loans from $5,000 - $100,000
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Loan Amount APR Estimates Est. Payment*
$10,000 7.63% - 7.99% $312
  • Serious Savings: Borrow $5,000- $100,000 at variable rates that start at 4.05% APR and fixed rates that start at 5.50% (with AutoPay).
  • No Fees, No Catch: No application or origination fees, and no prepayment penalties. What you see is what you get.
  • Easy Application Process: Simple online application and access to live customer support 7 days a week.
  • SoFi Member Benefits: If you lose your job, we'll temporarily pause your payments and help you find a new job.
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Loan Amount APR Estimates Est. Payment*
$10,000 9.09% - 10.16% $318
  • Personal loans from $3,000 to $35,000
  • Fixed rates from 4.7% to 29.99% APR
  • Get your rate in 2 minutes - without affecting your credit score!
  • No prepayment penalties or hidden fees
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Loan Amount APR Estimates Est. Payment*
$10,000 21.00% $377
  • Easy process, funds deposited in as little as 24 hours!
  • Build credit and grow into better terms
  • No prepayment penalty
  • 24/7 customer service
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Loan Amount APR Estimates Est. Payment*
$10,000 10.80% - 13.00% $326 - $337
  • Personal loans ranging from $4,000 to $25,000
  • No Prepayment penalties or hidden fees
  • Get your rate in 2 minutes by applying online
  • We are focused on providing fairer and faster loans for individuals at the start of their careers
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*Assumptions are based on a 36 month term debt consolidation loan.

Ready to get matched to lenders for your home improvement loan?