When dad dies, who’s liable for lease?

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Dear Terry,
My dad passed away on June 3. He had a leased car and when I called the finance company, they said I could either put it in my name and keep making the lease payment or have them pick it up. I had them pick it up. I thought I was returning it, but apparently I voluntarily surrendered the car.

Now, they keep sending my dad statements. I don’t know what to do.


Dear Terri,
The finance company may have a claim against your father’s estate, but not against you. If a law firm is handling your dad’s estate, refer the finance company to them.

For more information about getting out of a lease, see the Bankrate story ”
Breaking a car lease gets easier.”

Here are this week’s reader questions:
Longer car loan can handcuff buyer
Am I responsible for my late father’s car lease?
Can I voluntarily surrender my car on my own?
What color car should I buy?

If you have a question for Terry, e-mail him at
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