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Auto Loans

Before getting behind the wheel of your new vehicle, compare auto loans, estimate payments and find a financing option that’s right for you. Let Bankrate steer you through the process.

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You can still get a decent rate without perfect credit.
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Consider the pros and cons of financing a car.
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Here’s how to refinance a car loan and save.

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4.1
Rating: 4.1 stars out of 5
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4.0
Rating: 4 stars out of 5
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The latest

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If your loan cosigner dies, you’ll take on full responsibility for the loan.
A male salesperson shows a young woman content on a tablet. They stand next to a silver-white SUV.
AI is the engine behind the modern financing experience at dealerships.
A white woman in business casual clothing signs paperwork at a car dealership. She sits across from a white man in a suit.
0% financing is rare, but it can save you thousands on your car loan.
A white sedan with a large percent symbol behind it. Image is on a light yellow background.
New legislation allows you to deduct both interest on personal auto loans.
A young Black man in a suit uses his phone while charging an electric car.
The used EV tax credit ends in September. Should you still buy?
Man and woman sit on the left side of a desk opposite of a car dealership employee. The men are shaking hands across the desk and there is a thin yellow circle illustration behind them with a filled-in orange half circle.
Dealer financing is convenient but costly — learn how to save.
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There’s a statute of limitations on car loans. Check with the state courts for yours.
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An 84-month loan will reduce your monthly payments but cost more overall.
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