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Auto Loans

Before getting behind the wheel of your new vehicle, compare auto loans, estimate payments and find a financing option that’s right for you. Let Bankrate steer you through the process.

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You can still get a decent rate without perfect credit.
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Consider the pros and cons of financing a car.
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Here’s how to refinance a car loan and save.

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4.1
Rating: 4.1 stars out of 5
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4.0
Rating: 4 stars out of 5
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The latest

A Black woman leans against a blue car while using her cell phone. Image is against a green background.
Use average car payment data to inform your budgeting.
A fist holding cash, with a car in the background
Know the risks and benefits of cash-out auto refinancing before applying.
Man and woman in car showroom in front of white car looking at brochures
Equity will determine whether you can easily trade in a car that’s not paid off.
An image of a silver SUV against a light screen square on a dark green background.
Here’s how to refinance a car loan and save.
A car key and key fob on top of a sheet of paper.
The process of getting your car title depends on your state of residence.
Illustration of a money bag sitting in a tire. An empty gas meter is overlaid on the tire.
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
A young Black woman smiling as she takes a key while sitting in the driver's seat of a vehicle.
There is no minimum credit score, but lenders have varying minimum requirements.
A used car lot promotes easy financing in its storefront.
Marklyn Johnson drove to the grocery store in March 2025 with her boyfriend and 5-month-old son. They needed groceries, and welcomed a warm indoor diversion on a cold Connecticut winter day.  As they [...]
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