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Dear Terry,
My fiance has bad credit, but I have excellent credit. He wants to buy a truck, but it will take months to fix his credit report and receive a low interest rate. Should I take an auto loan in my name, and assign him the title of the truck? Is this even possible to do?
— Heather
Dear Heather,
Do not, under any circumstances, take out a loan to buy your fiance a vehicle. Until you’re married and have some legal ties that bind you together, he could back out of the marriage, disappear with the truck and leave you holding a large loan.
Maybe he’s not such a cad and wouldn’t do that, but too many people in your situation have had bad experiences. Once you are husband and wife, buy him a truck as a wedding present if you want.
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