Is a Nissan Rogue expensive to insure?

Average Rogue car insurance rates are close to the national average. Full coverage car insurance for the Rogue averages $2,561 per year, and minimum insurance averages $825 per year. Comparatively, the national average costs of car insurance are $2,692 and $808 for full and minimum coverage, respectively.

How can I save money on Nissan Rogue insurance?

The best way to save money on car insurance for your Nissan Rogue, or any other vehicle, is by maintaining a clean driving record. Moving violations and accidents can significantly increase your insurance costs for years. Speaking to your agent about applying for car insurance discounts or usage-based policies may also help you save money. Discounts for things like anti-theft devices usually offer smaller savings, while others, like bundling or good student discounts, may significantly lower your rates.

Are older cars cheaper to insure?

Older cars are usually cheaper to insure for several reasons. While newer cars come with the latest in safety technology, all those bells and whistles cost more to repair if damaged. Older cars usually have a lower replacement value, and, if the value of your car is close to or less than the cost of collision coverage, you might remove this coverage type, significantly decreasing your premium.

Car Insurance for Nissan Rogue

How much does it cost to insure a Nissan Rogue?

The Nissan Rogue, a compact crossover SUV, has been a part of Nissan's lineup since 2007. The average cost of full coverage car insurance for a Nissan Rogue is $2,561 per year and $825 per year for minimum coverage, according to rate data from Quadrant Information Services. Known for its versatility and reliability, full coverage insurance for a Rogue is 5 percent less than the national average auto insurance rate of $2,692. Your specific insurance costs will vary based on additional factors such as trim level and customization options, as well as non-vehicle-related factors like coverage selection and driving record.

$2,561 Avg annual full coverage
insurance premium

$825 Avg annual min coverage
insurance premium

Manufacturer’s suggested retail price (MSRP): From $29,230

Trims available: The 2025 model of the Nissan Rogue offers Rock Creek in AWD only, while the S, SV, SL and Platinum trim levels are available in AWD and FWD.

Repair Costs

Most Nissan parts are produced in Japan, with some made in the U.S. and Mexico. Nissan repairs are fairly affordable and not specialized, bringing down insurance costs, but tariffs on foreign imports may increase costs in the coming years.

Safety Features

Off-Road Mode and Hill descent control are two safety features that can help keep you safe in your Rogue, even in less-than-ideal conditions. These, plus driver assist technology, can help reduce the chance of a crash and keep insurance rates manageable.

Crash ratings

The Rogue gets strong safety ratings from the IIHS. The only category that could use improvement is the driver head protection category in the side crash test. These generally high ratings usually mean more affordable premiums.

Cheapest car insurance companies for a Nissan Rogue

Insurers evaluate all aspects of your driver profile, from who lives in your home to your driving record. When shopping for insurance, comparing auto rates among several carriers can help you find the policy with the right price and benefits for your Nissan Rogue. To make price shopping a little easier, we’ve compiled average full coverage rates from five of the best car insurance companies in the table below.

How much does it cost to insure my Nissan Rogue?

The national average cost of car insurance for a Nissan Rogue is $2,561 per year for full coverage. The following carriers offer various discounts and benefits while maintaining financial strength. Not all carriers are available in all states.

2023 Nissan Rogue car insurance premium by carrier


Auto-Owners	$1,808	- $753
National General	$2,317	- $244
Plymouth Rock	$1,529	- $1,032
Progressive	$2,162	- $399
Travelers	$2,139	- $422

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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Insurance disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Other car insurance coverage for a Nissan Rogue

Rogue car insurance costs usually fall right around the national average, which is good news for drivers considering this make and model. While affordability is crucial, cutting vital coverage to save money on premiums may cost you more in out-of-pocket expenses if an accident occurs. Below are car insurance coverage types that may be worth discussing with your insurance agent:

Higher bodily injury and property damage liability limits: Drivers who lease their Rogues may be required to carry higher than the state-required liability due to their leasing contract. Even if you own your Rogue outright, insurance experts recommend higher levels of liability for more financial protection.
Full coverage: While comprehensive and collision coverage are required for drivers with a loan, many drivers keep these coverage types as long as their car retains value. Collision coverage provides payment to repair or replace your vehicle up to its actual cash value, and is the only coverage available to repair your car when you cause an accident. Comprehensive coverage does the same, but for damage to your car from other than collisions, such as fire, theft, wind or flood.
Gap insurance: Drivers with a low or zero down payment, or who have a loan term over 48 months, are more likely to become upside down on their loan. This coverage can pay the difference between the actual cash value of your vehicle and the balance of your lease or loan payments if the car is deemed a total loss.

How to get a Nissan Rogue car insurance quote

You can get an insurance quote for your car online, over the phone or in person, depending on the insurer. If you're in the market for a new vehicle, comparing quotes before you sign on the dotted line can help you determine how different models would fit into your budget. Here’s a step-by-step guide to gathering and comparing quotes:

Gather personal details: You’ll likely be asked to provide your name, address, date of birth and driver’s license number, as well as the make, model and year of your car — and potentially the vehicle identification number (VIN). If you haven't purchased a car yet, you may be able to get sample quotes by providing an agent with the make and model.
Use online quote tools: To expedite the process of shopping around, you might consider using comparison websites or apps that allow you to get quotes from multiple insurers at once. Alternatively, go directly to insurance company websites and use their online quote tools to receive personalized quotes.
Provide driver details and mileage: You could be asked for specific details about your vehicle, including add-on features or modifications. You might also need to provide your average annual mileage and how the vehicle is primarily used (e.g., for business purposes or personal use). Additionally, you’ll need to provide accurate information about all drivers who will be covered by the policy, including their driving history, age and relationship to you.
Review quotes: Compare the quotes you receive, paying attention to coverage options, limits, deductibles and overall cost. Insurance experts also recommend reviewing customer service scores, financial strength ratings, digital tools and customer reviews to get a holistic view of how a carrier will meet your needs.
Select carrier and apply: Choose the insurance policy that best fits your needs and budget. Complete the application process by providing any additional required information and making your first premium payment.

Compare Nissan Rogue with other similar cars

Nissan Rogue Avg annual full coverage premium $2,561 Read More	Honda CR-V Avg annual full coverage premium $2,262 See more models	Kia Sportage Avg annual full coverage premium $2,457 See more models
Price (MSRP)
$29,230	$30,100	$27,390
NHTSA Safety rating The NHTSA uses a 5-star rating program to evaluate how vehicles perform in crash tests based on frontal, side and rollover collisions.
5 stars	5 stars	5 stars
Gas mileage
33 mpg	37 mpg	28 mpg
IIHS/HLDI Collision insurance losses The IIHS and HLDI collect data on how insurance losses for specific models compare to the average for all passenger vehicles. These results are adjusted for deductible and specifically for collision claim losses.
Average	Substantially better than average	Average

Frequently asked questions

Average Rogue car insurance rates are close to the national average. Full coverage car insurance for the Rogue averages $2,561 per year, and minimum insurance averages $825 per year. Comparatively, the national average costs of car insurance are $2,692 and $808 for full and minimum coverage, respectively.
The best way to save money on car insurance for your Nissan Rogue, or any other vehicle, is by maintaining a clean driving record. Moving violations and accidents can significantly increase your insurance costs for years. Speaking to your agent about applying for car insurance discounts or usage-based policies may also help you save money. Discounts for things like anti-theft devices usually offer smaller savings, while others, like bundling or good student discounts, may significantly lower your rates.
Older cars are usually cheaper to insure for several reasons. While newer cars come with the latest in safety technology, all those bells and whistles cost more to repair if damaged. Older cars usually have a lower replacement value, and, if the value of your car is close to or less than the cost of collision coverage, you might remove this coverage type, significantly decreasing your premium.

Bankrate utilizes Quadrant Information Services to analyze May 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and full coverage limits with bundling and paperless billing discounts applied:

40 year old

Single male and female driver

2023 Toyota Camry

Primary vehicle

Good credit score

Clean driving record

Commutes 5 days

Bodily injury liability

$100,000 per person
$300,000 per accident

Property damage liability

$50,000 per accident

Personal injury protection

$100,000 per accident

Uninsured motorist bodily injury

$100,000 per person
$300,000 per accident

Collision deductible

$500

Comprehensive deductible

$500

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. These are sample rates and should only be used for comparative purposes. Your quotes will differ.

If otherwise specified, the base profile has been modified with the following driver characteristics:

Other profiles

Rates were calculated based on the following insurance credit tiers assigned to our drivers: “poor, average, good (base) and excellent.” Insurance credit tiers factor in your official credit scores but are not dependent on that variable alone. Four states prohibit or limit the use of credit as a rating factor in determining auto insurance rates: California, Hawaii, Massachusetts and Michigan.
Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket, single DUI conviction and lapse in coverage.
Rates were calculated by evaluating our base profile with the following differences in mileage: 2K, 5K, 12K (base), 15K and 20K.
Unless otherwise stated, rates are for 2023 vehicle models. For new vs used vehicles, we included the following year in our calculations: 2013.
Rates were calculated by evaluating our base profile with the ages 18-70 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations. For teen drivers, rates were determined by adding a 16- or 17-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy.
The following states do not use gender as a determining factor in calculating premiums: California, Hawaii, Massachusetts, Michigan, North Carolina, Pennsylvania.
Rates were evaluated based on the following marital/family status: single (base), married, 40-year-old married man and woman. Marital status is not a rating factor in Hawaii and Massachusetts.