Is a Nissan Armada expensive to insure?

The Nissan Armada tends to be more expensive to insure than smaller SUVs due to its larger size, higher MSRP and powerful engine. However, its strong safety features and durability can help offset costs. According to our latest rate data from Quadrant Information Services, the average annual cost to insure a Nissan Armada is $2,895, which is 8 percent more than the national average.

What are the most common issues with the Nissan Armada?

Some common issues reported by Armada owners include catalytic converter issues, brake and rotor problems and malfunctioning navigation units, to name a few. Staying on top of regular maintenance and recalls can help minimize potential issues.

How can I save money on Nissan Armada insurance?

To reduce your Nissan Armada insurance costs, consider: Shopping around for quotes: Rates vary by provider, for several reasons such as differing underwriting criteria, so comparing your options can help highlight the right carrier for you. Bundling policies: Insuring your home and auto with the same company may unlock discounts. Taking advantage of discounts: Many insurers offer savings through discounts for categories such as safe driving, good students or multiple vehicles. Increasing your deductible: A higher deductible can lower your premium, though it means paying more out of pocket if you file a claim.

Car Insurance for Nissan Armada

How much does it cost to insure a Nissan Armada?

On average, insuring a Nissan Armada with full coverage will cost $2,895 per year, or $241 per month, based on data from Quadrant Information Services.

However, several other factors impact your final insurance rate, including:

Driving record: Accidents and traffic violations can result in higher rates.
Location: Urban areas often have higher premiums due to traffic congestion and higher theft risks.
Trim level: Higher trims with advanced technology and larger engines may increase insurance costs.
Coverage choices: Adding comprehensive and collision coverage typically costs more, but enhances financial protection.

$2,895 Avg annual full coverage
insurance premium

$837 Avg annual min coverage
insurance premium

Manufacturer’s retail price for 2025 model (MSRP): Starting at $56,520

Trims available:

4x2 - SV, SL, Platinum, Platinum Reserve
4x4 - SV, SL, Platinum, PRO-4X, Platinum Reserve

Repair Costs

Repair costs for the Nissan Armada tend to be higher than the industry average for other SUV models, which could increase the cost of insurance.

Safety Features

The Armada has several important safety features, such as automatic braking, blind spot warning and forward collision warning. These features can help avoid accidents and claims, potentially reducing insurance costs.

Crash ratings

The Armada earns mixed crash ratings from IIHS from “poor” to “good.” Insurance rates could vary greatly based on your insurer and personal driving record.

Cheapest car insurance companies for a Nissan Armada

Finding affordable car insurance for a Nissan Armada starts with comparing providers. While rates can be higher for full-size SUVs, insurers that factor in the Armada’s strong safety features, durability and potential for bundling discounts may offer more competitive pricing. To help you get started, Bankrate compiled average car insurance rates from top providers, considering affordability without sacrificing coverage options, discount availability, customer service or financial strength.

The table below highlights some of the cheapest car insurance companies for the Nissan Armada, giving you a solid starting point to find the best balance of price and protection.

How much does it cost to insure my Nissan Armada?

Select your model year to see annual insurance costs from top companies for your Nissan Armada.

2023 Nissan Armada car insurance premium by carrier


Auto-Owners	$1,916	- $979
Nationwide	$1,949	- $946
USAA	$2,346	- $549
Progressive	$2,299	- $596
Travelers	$2,492	- $403

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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Insurance disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Other car insurance coverage for a Nissan Armada

While minimum coverage ensures you meet your state's legal requirements, it may not provide enough financial protection for a high-value vehicle like the Armada. Consider some of these options to help give me more broad-range protection:

Comprehensive coverage: Covers damage to your Armada from things like theft, weather and vandalism.
Collision coverage: Helps cover repairs if your Armada is damaged in an accident.
Gap insurance: Covers the difference between your new Armada's value and loan balance if totaled.
Roadside assistance: Provides towing, jump-starts and lockout services.
New car replacement: If available, this coverage replaces a totaled new Armada with a brand-new one instead of a depreciated payout.

Adding these coverages will likely increase your premium, but they can also reduce out-of-pocket financial risks in an accident or unexpected event.

How to get a Nissan Armada car insurance quote

You can get an insurance quote for your car online, over the phone or in person, depending on the insurer. If you're in the market for a new vehicle, comparing quotes before you sign on the dotted line can help you determine how different models would fit into your budget. Here’s a step-by-step guide to gathering and comparing quotes:

Gather personal details: You’ll likely be asked to provide your name, address, date of birth and driver’s license number, as well as the make, model and year of your car — and potentially the vehicle identification number (VIN). If you haven't purchased a car yet, you may be able to get sample quotes by providing an agent with the make and model.
Use online quote tools: To expedite the process of shopping around, you might consider using comparison websites or apps that allow you to get quotes from multiple insurers at once. Alternatively, go directly to insurance company websites and use their online quote tools to receive personalized quotes.
Provide driver details and mileage: You could be asked for specific details about your vehicle, including add-on features or modifications. You might also need to provide your average annual mileage and how the vehicle is primarily used (e.g., for business purposes or personal use). Additionally, you’ll need to provide accurate information about all drivers who will be covered by the policy, including their driving history, age and relationship to you.
Review quotes: Compare the quotes you receive, paying attention to coverage options, limits, deductibles and overall cost. Insurance experts also recommend reviewing customer service scores, financial strength ratings, digital tools and customer reviews to get a holistic view of how a carrier will meet your needs.
Select carrier and apply: Choose the insurance policy that best fits your needs and budget. Complete the application process by providing any additional required information and making your first premium payment.

Compare Nissan Armada with other similar cars

If you're considering a Nissan Armada, you may also be looking at other full-size SUVs like the Chevrolet Tahoe and Toyota Sequoia. Here's a quick comparison of how these models compare.

Nissan Armada Avg annual full coverage premium $2,895 Read More	Chevrolet Tahoe Avg annual full coverage premium $2,717 See more models	Toyota Sequoia Avg annual full coverage premium $3,078 Read More
Price (MSRP)
$56,520	$59,000	$62,425
NHTSA Safety rating The NHTSA uses a 5-star rating program to evaluate how vehicles perform in crash tests based on frontal, side and rollover collisions.
4 stars	4 stars	Not rated by NHTSA
Gas mileage
16-18 mpg	16-17 mpg	20-22 mpg
IIHS/HLDI Collision insurance losses The IIHS and HLDI collect data on how insurance losses for specific models compare to the average for all passenger vehicles. These results are adjusted for deductible and specifically for collision claim losses.
Average	Average – Better than average	Average

Frequently asked questions

The Nissan Armada tends to be more expensive to insure than smaller SUVs due to its larger size, higher MSRP and powerful engine. However, its strong safety features and durability can help offset costs. According to our latest rate data from Quadrant Information Services, the average annual cost to insure a Nissan Armada is $2,895, which is 8 percent more than the national average.
Some common issues reported by Armada owners include catalytic converter issues, brake and rotor problems and malfunctioning navigation units, to name a few. Staying on top of regular maintenance and recalls can help minimize potential issues.
To reduce your Nissan Armada insurance costs, consider:
- Shopping around for quotes: Rates vary by provider, for several reasons such as differing underwriting criteria, so comparing your options can help highlight the right carrier for you.
- Bundling policies: Insuring your home and auto with the same company may unlock discounts.
- Taking advantage of discounts: Many insurers offer savings through discounts for categories such as safe driving, good students or multiple vehicles.
- Increasing your deductible: A higher deductible can lower your premium, though it means paying more out of pocket if you file a claim.

Bankrate utilizes Quadrant Information Services to analyze May 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and full coverage limits with bundling and paperless billing discounts applied:

40 year old

Single male and female driver

2023 Toyota Camry

Primary vehicle

Good credit score

Clean driving record

Commutes 5 days

Bodily injury liability

$100,000 per person
$300,000 per accident

Property damage liability

$50,000 per accident

Personal injury protection

$100,000 per accident

Uninsured motorist bodily injury

$100,000 per person
$300,000 per accident

Collision deductible

$500

Comprehensive deductible

$500

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. These are sample rates and should only be used for comparative purposes. Your quotes will differ.

If otherwise specified, the base profile has been modified with the following driver characteristics:

Other profiles

Rates were calculated based on the following insurance credit tiers assigned to our drivers: “poor, average, good (base) and excellent.” Insurance credit tiers factor in your official credit scores but are not dependent on that variable alone. Four states prohibit or limit the use of credit as a rating factor in determining auto insurance rates: California, Hawaii, Massachusetts and Michigan.
Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket, single DUI conviction and lapse in coverage.
Rates were calculated by evaluating our base profile with the following differences in mileage: 2K, 5K, 12K (base), 15K and 20K.
Unless otherwise stated, rates are for 2023 vehicle models. For new vs used vehicles, we included the following year in our calculations: 2013.
Rates were calculated by evaluating our base profile with the ages 18-70 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations. For teen drivers, rates were determined by adding a 16- or 17-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy.
The following states do not use gender as a determining factor in calculating premiums: California, Hawaii, Massachusetts, Michigan, North Carolina, Pennsylvania.
Rates were evaluated based on the following marital/family status: single (base), married, 40-year-old married man and woman. Marital status is not a rating factor in Hawaii and Massachusetts.