Is the Ford Transit Connect expensive to insure?

Compared to the national average cost of car insurance, which is $2,677, the Transit is generally not expensive to insure. However, your rates will vary from the average since much of your premium factors in your personal risk profile. So, where you live, how much you drive, prior accident history and more can cause your rates to be higher or lower than average.

How can I save money on Ford Transit Connect insurance?

You may be able to save money on your insurance costs by comparing rates and getting Ford Transit insurance quotes from several carriers. The best car insurance company for you will have the coverage you need at a rate with minimal strain on your budget. You can also speak to your agent about car insurance discounts and possible coverage adjustments to help cut back on costs.

Why is Ford discontinuing the Transit Connect?

The reason behind the discontinuation of the Transit Connect is simple: the demand wasn't there anymore. Ford told Automotive News they were halting production on the Transit Connect "to reduce global manufacturing cost and complexity, alongside decreased demand for the compact van segment." However, the Transit XL, XLT and E-Transit are still in production.

Car Insurance for Ford Transit Connect

How much does it cost to insure a Ford Transit Connect?

Ford Transit car insurance costs an average of $2,423 per year for full coverage, or $202 per month.

While the make and model you choose to drive plays a role in your insurance costs, other rating factors can make your personal insurance rate significantly higher or lower than the average. Along with location and coverage selection, your driving history and (in most states) age and credit-based insurance score are major cost drivers.

Before signing on the dotted line for your Ford Transit, consider getting quotes for several types of makes and models to ensure the insurance rate for the Transit fits within your insurance budget.

$2,423 Avg annual full coverage
insurance premium

$809 Avg annual min coverage
insurance premium

Manufacturer’s suggested retail price (MSRP): $37,170

Trims available: Ford Transit Connect passenger trims are available in XLT Van 4D, XL Van 4D and Titanium Van 4D

Repair costs

According to RepairPal, repair costs for the Ford Transit Connect are slightly higher than average, at $926 per year. With most of Ford's vehicle parts being sourced outside of the U.S. and with the vehicle being discontinued, the cost of replacement parts may increase, which could cause an increase in car insurance rates.

Safety features

Some used Transits may have the optional advanced driver assistance with blind spot monitoring, adaptive cruise control and other features. While these features may reduce the risk of an accident, they can cost more to repair when damaged, which may impact insurance costs.

Crash ratings

The National Highway Traffic Safety Administration (NHTSA) doesn't have an overall safety rating for the Transit cargo van, but it does give a safety rating of 4 stars for the passenger wagon. Prior model years have similar ratings and few complaints and recalls.

Cheapest car insurance companies for a Ford Transit Connect

Car insurance rates have increased drastically over the past few years, leaving many drivers searching for cheap car insurance. One of the best ways to find better rates is by comparing coverage and price with at least three different carriers.

How much does it cost to insure my Ford Transit Connect?

Your Ford Transit insurance rate will vary depending on which carrier you choose and how they rate your driving profile.

2023 Ford Transit Connect car insurance premium by carrier


Progressive	$1,596	- $827
USAA	$1,743	- $680
Nationwide	$1,750	- $673
Auto-Owners	$1,751	- $672
Geico	$1,934	- $489

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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

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Advertising disclosure

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Insurance disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Other car insurance coverage for a Ford Transit Connect

Most states require drivers to carry a minimum amount of car insurance, typically only liability coverage, to legally operate a vehicle. This type of insurance helps pay for injuries or property damage you cause to others, but it may not cover your own medical bills unless your state requires personal injury protection. Additionally, you wouldn't have coverage to pay for repairs to your vehicle if you were at fault for an accident.

Since minimal car insurance may not be enough coverage for a severe accident, you may want to consider adding more coverage to your policy for better financial protection.

Comprehensive coverage: This coverage can pay to repair your vehicle if it's damaged from something other than a collision, such as fire, theft, vandalism or sudden weather events.
Collision coverage: Collision insurance can pay to repair or replace your vehicle when it is damaged in a car crash, no matter who caused the accident.
Roadside assistance: If you use your Ford Transit for big road trips, a breakdown could leave you stranded. This coverage can reimburse you for expenses like towing, replacing a dead battery and flat tire repairs.

How to get a Ford Transit Connect car insurance quote

You can get an insurance quote for your car online, over the phone or in person, depending on the insurer. If you're in the market for a new vehicle, comparing quotes before you sign on the dotted line can help you determine how different models would fit into your budget. Here’s a step-by-step guide to gathering and comparing quotes:

Gather personal details: You’ll likely be asked to provide your name, address, date of birth and driver’s license number, as well as the make, model and year of your car — and potentially the vehicle identification number (VIN). If you haven't purchased a car yet, you may be able to get sample quotes by providing an agent with the make and model.
Use online quote tools: To expedite the process of shopping around, you might consider using comparison websites or apps that allow you to get quotes from multiple insurers at once. Alternatively, go directly to insurance company websites and use their online quote tools to receive personalized quotes.
Provide driver details and mileage: You could be asked for specific details about your vehicle, including add-on features or modifications. You might also need to provide your average annual mileage and how the vehicle is primarily used (e.g., for business purposes or personal use). Additionally, you’ll need to provide accurate information about all drivers who will be covered by the policy, including their driving history, age and relationship to you.
Review quotes: Compare the quotes you receive, paying attention to coverage options, limits, deductibles and overall cost. Insurance experts also recommend reviewing customer service scores, financial strength ratings, digital tools and customer reviews to get a holistic view of how a carrier will meet your needs.
Select carrier and apply: Choose the insurance policy that best fits your needs and budget. Complete the application process by providing any additional required information and making your first premium payment.

Compare Ford Transit Connect with other similar cars

Ford Transit Connect Avg annual full coverage premium $2,423 Read More	Toyota Sienna Avg annual full coverage premium $2,674 Read More	Chrysler Pacifica Avg annual full coverage premium $2,602 See more models
Price (MSRP)
$35,499	$39,185	$42,450
NHTSA Safety rating The NHTSA uses a 5-star rating program to evaluate how vehicles perform in crash tests based on frontal, side and rollover collisions.
4 stars	5 stars	5 stars
Gas mileage
26 mpg	21 mpg	22 mpg
IIHS/HLDI Collision insurance losses The IIHS and HLDI collect data on how insurance losses for specific models compare to the average for all passenger vehicles. These results are adjusted for deductible and specifically for collision claim losses.
Better than average	Average	Better than average

Frequently asked questions

Compared to the national average cost of car insurance, which is $2,677, the Transit is generally not expensive to insure. However, your rates will vary from the average since much of your premium factors in your personal risk profile. So, where you live, how much you drive, prior accident history and more can cause your rates to be higher or lower than average.
You may be able to save money on your insurance costs by comparing rates and getting Ford Transit insurance quotes from several carriers. The best car insurance company for you will have the coverage you need at a rate with minimal strain on your budget. You can also speak to your agent about car insurance discounts and possible coverage adjustments to help cut back on costs.
The reason behind the discontinuation of the Transit Connect is simple: the demand wasn't there anymore. Ford told Automotive News they were halting production on the Transit Connect "to reduce global manufacturing cost and complexity, alongside decreased demand for the compact van segment." However, the Transit XL, XLT and E-Transit are still in production.

Bankrate utilizes Quadrant Information Services to analyze July 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and full coverage limits with bundling and paperless billing discounts applied:

40 year old

Single male and female driver

2023 Toyota Camry

Primary vehicle

Good credit score

Clean driving record

Commutes 5 days

Bodily injury liability

$100,000 per person
$300,000 per accident

Property damage liability

$50,000 per accident

Personal injury protection

$100,000 per accident

Uninsured motorist bodily injury

$100,000 per person
$300,000 per accident

Collision deductible

$500

Comprehensive deductible

$500

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. These are sample rates and should only be used for comparative purposes. Your quotes will differ.

If otherwise specified, the base profile has been modified with the following driver characteristics:

Other profiles

Rates were calculated based on the following insurance credit tiers assigned to our drivers: “poor, average, good (base) and excellent.” Insurance credit tiers factor in your official credit scores but are not dependent on that variable alone. Four states prohibit or limit the use of credit as a rating factor in determining auto insurance rates: California, Hawaii, Massachusetts and Michigan.
Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket, single DUI conviction and lapse in coverage.
Rates were calculated by evaluating our base profile with the following differences in mileage: 2K, 5K, 12K (base), 15K and 20K.
Unless otherwise stated, rates are for 2023 vehicle models. For new vs used vehicles, we included the following year in our calculations: 2013.
Rates were calculated by evaluating our base profile with the ages 18-70 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations. For teen drivers, rates were determined by adding a 16- or 17-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy.
The following states do not use gender as a determining factor in calculating premiums: California, Hawaii, Massachusetts, Michigan, North Carolina, Pennsylvania.
Rates were evaluated based on the following marital/family status: single (base), married, 40-year-old married man and woman. Marital status is not a rating factor in Hawaii and Massachusetts.