If you are in the market for a Buick, you may find it helpful to better understand the cost your purchase will have on your auto insurance policy. Purchasing car insurance for a Buick is similar to the experience with any other model. Your insurance rates will be affected by your vehicle of choice, along with other factors like where you live and your driving history.

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The average cost of car insurance is $1,674 per year for full coverage, based on Bankrate’s analysis of 2021 rates from Quadrant Information Services. Car insurance for a Buick may cost more or less than the national average, depending on the Buick model you choose.

Car insurance for Buicks: by model

Bankrate included the average annual full coverage car insurance premiums for some of Buick’s popular models in the table below. Actual rates will vary based on your unique personal profile, but sample rates may help plan your budget before purchasing your Buick.

Buick car insurance Average annual full coverage premium
Buick Enclave $1,663
Buick Envision $1,670
Buick Lacrosse $1,838
Buick Regal $1,775

Cheapest car insurance companies for Buick Enclave

The Buick Enclave is a mid-size luxury SUV with a starting price of $42,800. Its larger size allows for a wide range of features, including massaging front seats, room for seven and third-row seating. Based on our research, Amica and USAA offer the cheapest Buick Enclave insurance for a full coverage policy, as well as the cheapest annual rates for a minimum coverage policy. In the table below, we included the cheapest car insurance rates for the Buick Enclave from five of the best car insurance companies.

Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage
Amica $379 $1,269
Erie $430 $1,313
Geico $393 $1,407
State Farm $456 $1,506
USAA $351 $1,290

Cheapest car insurance companies for Buick Envision

The Envision is Buick’s compact SUV, which starts at $31,500. It may be a smaller-sized SUV, but it is packed with optional features, such as a massaging driver seat and built-in voice-activated technology. If you own an Envision, the cheapest providers for a full coverage policy are Erie, USAA and Amica, and the cheapest providers for a minimum coverage policy are Amica, USAA and Geico.

Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage
Amica $367 $1,338
Erie $430 $1,252
Geico $397 $1,348
State Farm $438 $1,438
USAA $370 $1,334

Cheapest car insurance companies for Buick Lacrosse

The Buick LaCrosse was officially taken out of the U.S. lineup in 2019. If you are purchasing a pre-owned model, the cheapest Buick Lacrosse insurance provider is USAA for both a full coverage and minimum coverage policy. But if you do not meet USAA’s eligibility requirements, you can also find cheap coverage for your Buick Lacrosse with Erie and Amica. Keep in mind that you can always switch carriers to get a lower rate down the line if you find a better rate elsewhere.

Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage
Amica $345 $1,453
Erie $430 $1,391
Geico $365 $1,585
State Farm $450 $1,574
USAA $342 $1,358

Cheapest car insurance companies for Buick Regal

The Buick Regal is another discontinued vehicle, but insurance costs should be somewhat affordable if you pick up a used model. USAA has the cheapest Buick Regal insurance for full coverage insurance and minimum coverage insurance. Erie and Amica also offer affordable options if you are not affiliated with the military and do not qualify for USAA coverage. Here are the cheapest car insurance companies for the Buick Regal.

Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage
Amica $345 $1,395
Erie $430 $1,296
Geico $376 $1,475
State Farm $456 $1,463
USAA $340 $1,169

Other car insurance coverage for Buicks

In almost every state, drivers are required to carry car insurance. However, the coverage requirements and options will likely vary by state. Depending on your coverage needs, you may be more interested in carrying full coverage or minimum coverage car insurance. However, if your Buick is financed or leased, full coverage car insurance will likely be a requirement.

  • Full coverage includes collision and comprehensive coverage, which will pay for damages to your vehicle from an accident.
  • If you lease or finance your Buick, gap insurance may also come in handy. If your car gets totaled, gap insurance pays the difference between your remaining loan balance and the car’s depreciated value. If your car gets damaged beyond repair, new car replacement coverage can reimburse you for the cost of your original vehicle’s value to replace it with a new one.
  • Roadside assistance is a popular coverage, which may cover the cost of towing, flat tire changes, fuel delivery and more.
  • You might also consider accident forgiveness, which may keep your rate from increasing after your first collision.

Frequently asked questions


Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:

  • $100,000 bodily injury liability per person
  • $300,000 bodily injury liability per accident
  • $50,000 property damage liability per accident
  • $100,000 uninsured motorist bodily injury per person
  • $300,000 uninsured motorist bodily injury per accident
  • $500 collision deductible
  • $500 comprehensive deductible

To determine minimum coverage limits, Bankrate used minimum coverages that meet each state’s requirements. Our base profile drivers own a 2019 Buick of the following model types, commute five days a week and drive 12,000 miles annually:

  • Buick Enclave
  • Buick Cascada
  • Buick Envision
  • Buick Lacrosse
  • Buick Regal

These are sample rates and should only be used for comparative purposes.