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Car insurance for Buick
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If you are in the market for a Buick, you may find it helpful to better understand the cost your purchase will have on your auto insurance policy. Purchasing car insurance for a Buick is similar to the experience with any other model. Your insurance rates will be affected by your vehicle of choice, along with other factors like where you live and your driving history.
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Car insurance for Buicks: by model
Bankrate included the average annual full coverage car insurance premiums for some of Buick’s popular models in the table below. Actual rates will vary based on your unique personal profile, but sample rates may help plan your budget before purchasing your Buick.
| Buick car insurance | Average annual full coverage premium |
|---|---|
| Buick Enclave | $1,663 |
| Buick Envision | $1,670 |
| Buick Lacrosse | $1,838 |
| Buick Regal | $1,775 |
Cheapest car insurance companies for Buick Enclave
The Buick Enclave is a mid-size luxury SUV with a starting price of $42,800. Its larger size allows for a wide range of features, including massaging front seats, room for seven and third-row seating. Based on our research, Amica and USAA offer the cheapest Buick Enclave insurance for a full coverage policy, as well as the cheapest annual rates for a minimum coverage policy. In the table below, we included the cheapest car insurance rates for the Buick Enclave from five of the best car insurance companies.
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| Amica | $379 | $1,269 |
| Erie | $430 | $1,313 |
| Geico | $393 | $1,407 |
| State Farm | $456 | $1,506 |
| USAA | $351 | $1,290 |
Cheapest car insurance companies for Buick Envision
The Envision is Buick’s compact SUV, which starts at $31,500. It may be a smaller-sized SUV, but it is packed with optional features, such as a massaging driver seat and built-in voice-activated technology. If you own an Envision, the cheapest providers for a full coverage policy are Erie, USAA and Amica, and the cheapest providers for a minimum coverage policy are Amica, USAA and Geico.
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| Amica | $367 | $1,338 |
| Erie | $430 | $1,252 |
| Geico | $397 | $1,348 |
| State Farm | $438 | $1,438 |
| USAA | $370 | $1,334 |
Cheapest car insurance companies for Buick Lacrosse
The Buick LaCrosse was officially taken out of the U.S. lineup in 2019. If you are purchasing a pre-owned model, the cheapest Buick Lacrosse insurance provider is USAA for both a full coverage and minimum coverage policy. But if you do not meet USAA’s eligibility requirements, you can also find cheap coverage for your Buick Lacrosse with Erie and Amica. Keep in mind that you can always switch carriers to get a lower rate down the line if you find a better rate elsewhere.
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| Amica | $345 | $1,453 |
| Erie | $430 | $1,391 |
| Geico | $365 | $1,585 |
| State Farm | $450 | $1,574 |
| USAA | $342 | $1,358 |
Cheapest car insurance companies for Buick Regal
The Buick Regal is another discontinued vehicle, but insurance costs should be somewhat affordable if you pick up a used model. USAA has the cheapest Buick Regal insurance for full coverage insurance and minimum coverage insurance. Erie and Amica also offer affordable options if you are not affiliated with the military and do not qualify for USAA coverage. Here are the cheapest car insurance companies for the Buick Regal.
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| Amica | $345 | $1,395 |
| Erie | $430 | $1,296 |
| Geico | $376 | $1,475 |
| State Farm | $456 | $1,463 |
| USAA | $340 | $1,169 |
Other car insurance coverage for Buicks
In almost every state, drivers are required to carry car insurance. However, the coverage requirements and options will likely vary by state. Depending on your coverage needs, you may be more interested in carrying full coverage or minimum coverage car insurance. However, if your Buick is financed or leased, full coverage car insurance will likely be a requirement.
- Full coverage includes collision and comprehensive coverage, which will pay for damages to your vehicle from an accident.
- If you lease or finance your Buick, gap insurance may also come in handy. If your car gets totaled, gap insurance pays the difference between your remaining loan balance and the car’s depreciated value. If your car gets damaged beyond repair, new car replacement coverage can reimburse you for the cost of your original vehicle’s value to replace it with a new one.
- Roadside assistance is a popular coverage, which may cover the cost of towing, flat tire changes, fuel delivery and more.
- You might also consider accident forgiveness, which may keep your rate from increasing after your first collision.
Frequently asked questions
Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $100,000 uninsured motorist bodily injury per person
- $300,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
To determine minimum coverage limits, Bankrate used minimum coverages that meet each state’s requirements. Our base profile drivers own a 2019 Buick of the following model types, commute five days a week and drive 12,000 miles annually:
- Buick Enclave
- Buick Cascada
- Buick Envision
- Buick Lacrosse
- Buick Regal
These are sample rates and should only be used for comparative purposes.