Is an Audi TT expensive to insure?

Yes, an Audi TT is typically an expensive car to insure, with average rates roughly 40 percent more than the national average. Audi TT drivers pay an average of $312 per month for full coverage and $59 per month for minimum coverage.

Will my insurance go up if I get an Audi?

It depends on the car you're currently driving, but it's likely that your insurance costs will go up if you buy an Audi. Because Audis are luxury cars and are often engineered for high-performance driving, they carry insurance risks that most passenger cars don't — and premiums to match.

Is it worth it to buy an Audi TT?

While buying an Audi TT may mean taking on steep car ownership costs, the added cost of insurance and maintenance could be worth it for some drivers. However, it's worth exploring some options at a lower price point to see if you can find a car that offers the desirable features of the TT without the high insurance price tag.

Car Insurance for Audi TT

How much does it cost to insure an Audi TT?

On average, car insurance for a 2023 Audi TT costs $3,741 per year, or $312 per month, for full coverage. That's roughly 40 percent more than the national average for passenger cars.

Keep in mind that average insurance rates for any car only tell part of the story. The cost of car insurance is also influenced by a wide range of factors from driver age and demographics to location, vehicle age, credit history and previous claims. The average premium data shown in this article, drawn from Quadrant Information Services, gives a benchmark for Audi TT insurance pricing, but individual rates may vary significantly.

$3,741 Avg annual full coverage
insurance premium

$705 Avg annual min coverage
insurance premium

Manufacturer's suggested retail price (MSRP): From $53,045

Trims available: TT, TTS and TT RS

Repair costs

Because the Audi TT was discontinued after the 2023 model year, repair components may become harder and more expensive to source. This could cause insurance claims to be both costly and prolonged, and may raise the cost of coverage.

Safety features

The TT lacks certain advanced driver aids like forward collision mitigation and lane departure alerts that are standard on most new vehicles. Safety tech is limited to blind-spot warnings and parking sensors.

Crash ratings

Like many sports cars, the Audi TT isn't rated by crash test organizations. The lack of safety rating data could result in higher insurance premiums, since carriers may take on more risk by insuring this car.

Cheapest car insurance companies for an Audi TT

No single car insurance company offers the cheapest rates for all Audi TT owners. That's why it's so important to compare personalized quotes and weigh all of your options before deciding on a policy. To help you get started, Bankrate's insurance editorial team compiled average rates in the table below from some of the nation's cheapest insurers for an Audi TT.

How much does it cost to insure my Audi TT?

The table below compares average full coverage premiums for a 2023 Audi TT from some of the most affordable insurers in Bankrate's analysis.

2023 Audi TT car insurance premium by carrier


Nationwide	Nationwide	$2,168	$2,168	- $1,573	- $1,573
Progressive	Progressive	$2,291	$2,291	- $1,450	- $1,450
Travelers	Travelers	$2,508	$2,508	- $1,233	- $1,233
Auto-Owners	Auto-Owners	$2,712	$2,712	- $1,029	- $1,029
State Farm	State Farm	$3,016	$3,016	- $725	- $725

Powered by Coverage.com (NPN: 19966249)

Advertising disclosure

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Insurance disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Compare auto insurance rates

Answer a few questions to see personalized rates from top carriers

Are you currently insured?

Are you insuring multiple vehicles?

Are you a homeowner?

Compare auto insurance rates

Answer a few questions to see personalized rates from top carriers

ZIP Code

Your information is kept secure

Powered by Coverage.com (NPN: 19966249)

Advertising disclosure

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Insurance disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Other car insurance coverage for an Audi TT

The premiums shown above are for a standard full coverage insurance policy — but your Audi TT may need more specialized coverage. You may want to speak with a licensed insurance professional to determine how much car insurance you need. Consider the following types of coverage for an Audi TT:

Comprehensive and collision coverage: Even if you own an older TT and don't have an active loan or lease, maintaining full coverage is key to protecting your investment. These coverage type pay for damage to your vehicle regardless of fault.
Agreed value coverage: While it's not a common option for most new vehicles, agreed value coverage may be a good idea if you own an older or unique TT whose value to you isn't covered well by a standard car insurance policy.
High liability limits: The Audi TT is fun to drive — but that can often mean riskier driving with a higher chance of at-fault accidents. To protect your assets, make sure that your liability limits are high enough.

How to get an Audi TT car insurance quote

You can get an insurance quote for your car online, over the phone or in person, depending on the insurer. If you're in the market for a new vehicle, comparing quotes before you sign on the dotted line can help you determine how different models would fit into your budget. Here’s a step-by-step guide to gathering and comparing quotes:

Gather personal details: You’ll likely be asked to provide your name, address, date of birth and driver’s license number, as well as the make, model and year of your car — and potentially the vehicle identification number (VIN). If you haven't purchased a car yet, you may be able to get sample quotes by providing an agent with the make and model.
Use online quote tools: To expedite the process of shopping around, you might consider using comparison websites or apps that allow you to get quotes from multiple insurers at once. Alternatively, go directly to insurance company websites and use their online quote tools to receive personalized quotes.
Provide driver details and mileage: You could be asked for specific details about your vehicle, including add-on features or modifications. You might also need to provide your average annual mileage and how the vehicle is primarily used (e.g., for business purposes or personal use). Additionally, you’ll need to provide accurate information about all drivers who will be covered by the policy, including their driving history, age and relationship to you.
Review quotes: Compare the quotes you receive, paying attention to coverage options, limits, deductibles and overall cost. Insurance experts also recommend reviewing customer service scores, financial strength ratings, digital tools and customer reviews to get a holistic view of how a carrier will meet your needs.
Select carrier and apply: Choose the insurance policy that best fits your needs and budget. Complete the application process by providing any additional required information and making your first premium payment.

Compare the Audi TT with other similar cars

Audi TT Coupe Avg annual full coverage premium $3,741 Read More	Porsche 718 Cayman Avg annual full coverage premium $3,599 See more models	Subaru BRZ Avg annual full coverage premium $3,140 See more models
Price (MSRP)
$37,469	$72,800	$33,210
NHTSA Safety rating The NHTSA uses a 5-star rating program to evaluate how vehicles perform in crash tests based on frontal, side and rollover collisions.
Not rated	Not rated	Not rated
Gas mileage
25 combined city/highway mpg	22-25 combined city/highway mpg	22-25 combined city/highway mpg
IIHS/HLDI Collision insurance losses The IIHS and HLDI collect data on how insurance losses for specific models compare to the average for all passenger vehicles. These results are adjusted for deductible and specifically for collision claim losses.
N/A	Substantially worse than average	Average

Frequently asked questions

Yes, an Audi TT is typically an expensive car to insure, with average rates roughly 40 percent more than the national average. Audi TT drivers pay an average of $312 per month for full coverage and $59 per month for minimum coverage.
It depends on the car you're currently driving, but it's likely that your insurance costs will go up if you buy an Audi. Because Audis are luxury cars and are often engineered for high-performance driving, they carry insurance risks that most passenger cars don't — and premiums to match.
While buying an Audi TT may mean taking on steep car ownership costs, the added cost of insurance and maintenance could be worth it for some drivers. However, it's worth exploring some options at a lower price point to see if you can find a car that offers the desirable features of the TT without the high insurance price tag.

Bankrate utilizes Quadrant Information Services to analyze July 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and full coverage limits with bundling and paperless billing discounts applied:

40 year old

Single male and female driver

2023 Toyota Camry

Primary vehicle

Good credit score

Clean driving record

Commutes 5 days

Bodily injury liability

$100,000 per person
$300,000 per accident

Property damage liability

$50,000 per accident

Personal injury protection

$100,000 per accident

Uninsured motorist bodily injury

$100,000 per person
$300,000 per accident

Collision deductible

$500

Comprehensive deductible

$500

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. These are sample rates and should only be used for comparative purposes. Your quotes will differ.

If otherwise specified, the base profile has been modified with the following driver characteristics:

Other profiles

Rates were calculated based on the following insurance credit tiers assigned to our drivers: “poor, average, good (base) and excellent.” Insurance credit tiers factor in your official credit scores but are not dependent on that variable alone. Four states prohibit or limit the use of credit as a rating factor in determining auto insurance rates: California, Hawaii, Massachusetts and Michigan.
Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket, single DUI conviction and lapse in coverage.
Rates were calculated by evaluating our base profile with the following differences in mileage: 2K, 5K, 12K (base), 15K and 20K.
Unless otherwise stated, rates are for 2023 vehicle models. For new vs used vehicles, we included the following year in our calculations: 2013.
Rates were calculated by evaluating our base profile with the ages 18-70 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations. For teen drivers, rates were determined by adding a 16- or 17-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy.
The following states do not use gender as a determining factor in calculating premiums: California, Hawaii, Massachusetts, Michigan, North Carolina, Pennsylvania.
Rates were evaluated based on the following marital/family status: single (base), married, 40-year-old married man and woman. Marital status is not a rating factor in Hawaii and Massachusetts.